The Temptations of Swiping That Credit Card
It's so easy isn't it? All you have to do is pull out that little card, swipe, and it's yours.
You may not be able to afford it today, you may not be able to afford it tomorrow, but it's can be yours now.
"Swipe now, pay later" is the temptation that's eating a whole in many people's wallets and into the American economy as a whole.
Decreasing credit card debt is a gigantic problem here in the United States.
Unfortunately, many of us do not take the steps ahead of time to control the loose spending that goes on because of credit cards.
Let's face it, swiping a credit card is so tempting that it is actually addicting to some consumers out there.
Many consumers continue to make purchases with their credit cards even when they are fully aware that they cannot afford it.
I'm not talking from a point of the outside looking in, believe me, I've been there too.
Sometimes certain purchases seem to be a necessity and sometimes there are purchases that actually are a necessity.
Either way, when there is a credit card involved, the purchase can made regardless of the ability to actually afford whatever it is that's being bought.
That's how credit card debt accumulates until it becomes a problem that is too big to handle.
As many people know, credit card debt relief is not an easy thing to accomplish.
I found a way to personally control my spending.
I know that many people don't feel comfortable walking around in their daily lives with bundles of cash on them, and that's highly understandable.
Using cash to pay for most items really helped me to see what I was spending on a daily basis.
Psychologically, parting with cash registers in my mind better than pulling out a piece of plastic.
I noticed that when I would pull out my credit card, the price of something didn't really stick in my mind as much as it did when I paid with cash.
I'd even remember it better down to the penny.
Once I realized that, I started keeping more cash at home and simply bringing with me the amount of cash that I think I'll need.
I never bring more cash than what meets my budget.
This has worked great for me, and I feel it may work for others.
Now, I have a very strong grip on controlling my credit card debt.
You may not be able to afford it today, you may not be able to afford it tomorrow, but it's can be yours now.
"Swipe now, pay later" is the temptation that's eating a whole in many people's wallets and into the American economy as a whole.
Decreasing credit card debt is a gigantic problem here in the United States.
Unfortunately, many of us do not take the steps ahead of time to control the loose spending that goes on because of credit cards.
Let's face it, swiping a credit card is so tempting that it is actually addicting to some consumers out there.
Many consumers continue to make purchases with their credit cards even when they are fully aware that they cannot afford it.
I'm not talking from a point of the outside looking in, believe me, I've been there too.
Sometimes certain purchases seem to be a necessity and sometimes there are purchases that actually are a necessity.
Either way, when there is a credit card involved, the purchase can made regardless of the ability to actually afford whatever it is that's being bought.
That's how credit card debt accumulates until it becomes a problem that is too big to handle.
As many people know, credit card debt relief is not an easy thing to accomplish.
I found a way to personally control my spending.
I know that many people don't feel comfortable walking around in their daily lives with bundles of cash on them, and that's highly understandable.
Using cash to pay for most items really helped me to see what I was spending on a daily basis.
Psychologically, parting with cash registers in my mind better than pulling out a piece of plastic.
I noticed that when I would pull out my credit card, the price of something didn't really stick in my mind as much as it did when I paid with cash.
I'd even remember it better down to the penny.
Once I realized that, I started keeping more cash at home and simply bringing with me the amount of cash that I think I'll need.
I never bring more cash than what meets my budget.
This has worked great for me, and I feel it may work for others.
Now, I have a very strong grip on controlling my credit card debt.
Source...