Many of them do not opt to make cash payments for the commodities purchased.
This means that it is difficult to avoid credit card debt.
Since, it is impossible to avoid credit card debt;the next option is to keep it minimal.
Since you are a student, you must be extra cautious about the arrears.
You must make it a point to check the statements without fail.
This will have indications on the pattern of spending.
If you have been spending a lot, trim the expenses so that you are in control of your financial situation.
Do not postpone payment and keep your liabilities to a low value at any given point of time.
If you fail to do this, there is a high chance that you will forget all about it and will be in the hands of unnecessary arrears.
It is better to stay in the safe side and keep credit card arrears at bay.
It is always better to use cards that do not charge too much.
Do not cancel your existing card and apply for a new card.
This will not be a great money saver in the long run and you will end up losing money.
These are some fundamental preventive measures that will help you to stay away from arrear.
Some students do the best thing possible - they use the card minimally and use cash for most expenses.
This will also help them to know how much expense they have every month.
As it is a better idea to use debit cards, you can choose to keep debit cards with you instead of credit cards.
Some students who are in the final months of their degree course start owning a credit card.
They do this thinking that they will get their earnings after a few months.
This works for many students while some other students opt to spend well but use their earnings from a summer job to pay for it.
This will work for many students whose expenses are high.