To avail cashless hospitalization, you must be aware of the cashless hospital list. When the policy is issued to you, a booklet containing the list of cashless hospitalization is also provided. This booklet lists down all the hospital on network of the insurance provided across the country. For every state, the cashless hospital list is maintained as your medical policy entitles you to receive medication or treatment in the city of your choice. It is advisable that you ensure the hospitals in your locality are provided on the network of cashless hospitalization of your service provider. This would help you receive immediate medical help at an arm's distance in your time of need. Also, cashless facility may not be extended towards certain diseases. Get yourself aware about the ailments that are exempted from cashless hospitalization before proceeding to buy health insurance plan.
Do all the insurance companies provide cashless hospitalization?
Most of the health insurance companies provide this facility. So, before buying the health insurance policy do confirm with the service provider if they have provision for cashless hospitalization.
What are the benefits of cashless hospitalization?
• Saves you from the burden of last moment finance arrangement
• Gives you ample time to spend with the victim and pay attention to emotional needs rather than worrying about the capital
• Saves you from taking immediate loans for medical treatment
How does cashless hospitalization work?
The network hospitals inform the health provider as soon as the person having the health care card is admitted. The insurance company on receiving the notification of the admission gets in touch with the hospital and settles the bill directly with the hospitals if the disease is covered under the policy. The insurance company verifies the authenticity of the illness the moment treatment initiates and simultaneously pursues the documentation essential for cashless hospitalization.
Are all the expenses occurred during the treatment covered?
There may be certain expenses that have to be borne by the insured. The policy document contains the list of all the inclusions and exclusions of the cashless hospitalization. In case of any doubts, do call up the health insurance representative to inquire about the extent of the coverage benefit.
Can I receive cashless hospitalization in case of unplanned hospitalization?
Hospitalization can be planned and unplanned one. In case of emergency inform the TPA or the insurance company the moment basic formalities are over to avail cashless hospitalization. If going for a planned treatment, give prior information to the TPA so that necessary arrangements can be made.
Get all your tips related to: Cashless Hospital List and Cashless Hospitalization.
Do all the insurance companies provide cashless hospitalization?
Most of the health insurance companies provide this facility. So, before buying the health insurance policy do confirm with the service provider if they have provision for cashless hospitalization.
What are the benefits of cashless hospitalization?
• Saves you from the burden of last moment finance arrangement
• Gives you ample time to spend with the victim and pay attention to emotional needs rather than worrying about the capital
• Saves you from taking immediate loans for medical treatment
How does cashless hospitalization work?
The network hospitals inform the health provider as soon as the person having the health care card is admitted. The insurance company on receiving the notification of the admission gets in touch with the hospital and settles the bill directly with the hospitals if the disease is covered under the policy. The insurance company verifies the authenticity of the illness the moment treatment initiates and simultaneously pursues the documentation essential for cashless hospitalization.
Are all the expenses occurred during the treatment covered?
There may be certain expenses that have to be borne by the insured. The policy document contains the list of all the inclusions and exclusions of the cashless hospitalization. In case of any doubts, do call up the health insurance representative to inquire about the extent of the coverage benefit.
Can I receive cashless hospitalization in case of unplanned hospitalization?
Hospitalization can be planned and unplanned one. In case of emergency inform the TPA or the insurance company the moment basic formalities are over to avail cashless hospitalization. If going for a planned treatment, give prior information to the TPA so that necessary arrangements can be made.
Get all your tips related to: Cashless Hospital List and Cashless Hospitalization.
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