The headache of finding a motorcycle to suit your needs are over and now you're looking for an insurance which offers you the best and cheapest prices which will make having a motorcycle complete.
It doesn't matter how great a rider you are, what is certain is that you need a good motorcycle insurance.
There are many online insurance companies which allows you to obtain a quote which meets your requirements and thus enables you to choose the best insurance company without spending a fortune.
What you must note is that there are several questions which would be asked by insurance companies to determine your quote based on the type of bike and your history as well.
Based on their criteria and qualifications, you will be assessed to determine the best insurance policy which should be given to you.
Some of the questions which would be directed to you consists of:

• Your age
• Your biking history
• Your location
• Purpose for the bike
• Daily mileage etc.
  

If your motorcycle is one which is relatively new and consists of high speeds, your rate would be higher than the classic bikes which are older but have proven to be more reliable and safer.
With regards to age, the same applies here.
Most insurance companies have a higher rate for persons below the age of 30 while those persons over that age bracket get lower premiums.
This is due to the experience which an older person would have on the road over a younger individual.
Another criterion for obtaining a quote are based on the purpose of the use of your bike.
Some of the factors which are taken into consideration are:

• Is your bike being used on a daily basis?
• What Is the distance of your work place
• Is your bike used to race with your friends?
• Is your bike only used on weekends?

Even the cheapest motorcycle insurance company takes these factors into consideration before administering a rate for the individual.
Based on your answer to these questions, you will get a premium which best suits you.
Therefore try to be as truthful as you can as this can affect you negatively or positively.
For example, if your bike isn't used every day, be sure to tell that piece of information as this will lower your insurance rate.
However, if you plan to do risky activities with your bike, you should say exactly that as you would want to be covered in the case of an accident or if something goes wrong with your bike.
One of the most important and essential questions which are asked concerns your motorcycle's safely and how is it stored.
If you secure your bike at night, your rate would be considerably lower than if you don't.
This occurs as the insurance company would know if to give you a premium which covers the event of a theft.
Depending on your answers, you would know if you are eligible for discounts and deals.
The average motorcycle insurance costs can range from $20 a month to $300 a month depending on how risky you seem.