Getting Started It's time to start a search for individual health insurance and you're wondering where to start? Well the internet will give you thousands of choices on where to shop for health insurance.
Generally the large companies will come out first on any search conducted through a search engine.
The drawback to a large company is everyone is a telemarketer besides being a licensed agent.
They our basically trying to reach quota numbers and may not have your best interest at heart.
 If you dig down a little deeper you generally will run into local companies in your area with licensed agents that know your area better.
 Once you have picked a site to visit look for button to get quotes.
The quote page normally will be short with some contact questions and general health details needed.
If you are having problems with the questionnaire there will be a contact phone number for assistance.
Results Now that you have finished the short list of questions you will have a wide range of plans to choose from.
You can sort them out in a variety of ways to narrow down your selection to just a few.
At this point you can make a decision to either purchase a plan online or submit the paper application.
If you are having a hard time deciding or confused by a breakdown of the benefit options you can use the phone number I mentioned before that should be listed in bold on the page somewhere.
Last Step Once your application has been submitted it will go to underwriting where they will approve, ask for more details in a phone call generally or deny the application with an explanation given.
This approval process can be within a day or up to a month if medical records are requested for pre-existing health conditions.
Customer Assistance Having a broker local broker to assist in your individual health insurance needs gives you continued access to a licensed professional anytime there after.