Registration

• In Connecticut, an individual will not be able to register or renew the registration on his vehicle if he cannot provide proof of insurance upon the date of registration. This applies to both current residents of the state and those wishing to move to the state. Furthermore, the state's DMV office pulls the owners of registered vehicles at random to verify that their insurance is valid. If the insurance company listed is not, in fact, insuring that driver, a notice will be sent to the driver along with a $500 fine.
  
  

Payment Minimums

• The State of Connecticut requires car insurance participants to purchase a minimum of $20,000 per person and at least $40,000 per accident in liability insurance in case they cause an accident that caused bodily harm. A minimum of $10,000 per accident is required for property damage to the other vehicles or property involved in their insurees are at fault.
  
  

Mandatory Insurance Reporting Law

• Connecticut's Mandatory Insurance Reporting Law aims to protect other drivers within the state from being involved in an accident with an uninsured driver. In order to achieve this goal, the state requires any insurance company that has participants within the state to report any vehicles that it may believe to be uninsured. The DMV then sends out a warning notice to the vehicle's owner, which comes with a $200 fine and a consent form that the owner must sign that states the individual will obtain car insurance or have his license suspended and the ability to renew the registration on any other vehicles will be denied.
  
  

Uninsured Motorist Insurance

• Uninsured motorist insurance is required in the State of Connecticut. It covers bodily harm to the insuree and any passengers that sustain injuries in an accident that is caused by an uninsured driver. The minimum coverage amount required is $20,000 per person and $40,000 per accident. Underinsured motorist conversion coverage is optional, but can cover any costs that exceed your policy's limitations.
  
  

No-Fault Law

• In Connecticut, if a motorist is injured in a car accident that is declared "no-fault," in which neither the insurance companies nor the police can determine that one party caused the accident to happen, that motorist's car insurance company is not required to cover your medical bills.