Helping Vets Find a VA Loan
If you are a veteran and are in the market for a refinancing arrangement on your current mortgage, consider choosing Flagship Financial as your broker for the best deal on a VA mortgage loan. Flagship Financial has been working with veterans for many years to ensure they find affordable VA and FHA mortgage products.
Flagship Financial is a HUD approved direct lender for FHA and VA loans. We are one of the largest VA loan originators in the country. As an independent mortgage broker and lender, we work closely with the government to provide mortgage services and products in most states across the nation. We have enjoyed a quality reputation for many years and have worked with millions of veterans and their families that needed a home mortgage. We would be honored to work with you and your family, too. Our licensed agents have been working with veterans for over a decade. In 2008, Flagship Financial assisted over 5000 homeowners in improving their VA and FHA loans.
Consider the benefits of a VA streamline with Flagship Financial. Applying for (and receiving approval) on a traditional mortgage normally takes about three to five weeks. The appraisal process can slow down the approval time by as much as two or three weeks. When you apply for a VA streamline with Flagship Financial you will save time and money; we do not require appraisals on refinance applications for current VA and FHA loans. At Flagship Financial we consider the fact that you already own your home and an appraisal is not necessary to get your interest rate lowered. We want to help you reduce your payments—not qualify your property for a new loan.
Back in 2008 and early 2009, new laws and restrictions were put in place to tighten the lending practices of out of control banks and financial institutions. During the past two years it has been more difficult for many people to qualify for a loan. In April 2011 new changes to the mortgage application requirements were instituted, making it easier to qualify for a VA mortgage with lower credit scores. Even if your credit score is hovering around 620—or lower—you may still qualify for a refinance package.
Our economy continues to struggle and the market is inundated with thousands of foreclosed properties. Lenders and mortgage brokers have a vested interest in working with homeowners to find ways that will allow them to stay in their home while reducing their financial burden. Homes that slide into foreclosure remain vacant longer; some properties are losing market value because they sit for longer periods without occupants. It is beneficial to homeowners and lenders to keep neighborhoods fully occupied.
In order to take advantage of the VA streamline with low VA rates you must already have a VA loan. Some of the other factors that Flagship Financial uses to determine your eligibility for the VA streamline with low VA rates include: the length of time you have been on your current job or working in the field, your credit score, the property location and your VA status. Our agents will work with you to find a product that meets your financial needs and lifts the burden of a higher monthly payment than you can afford.
If you have questions about a traditional VA loan, a VA streamline with low VA rates or any Flagship Financial loan qualifications, please contact a loan consultant today and arrange for a meeting to discuss your particular financial situation. Do not let the opportunity to refinance pass you by. Currently the rates are very low, but the market is responding to the US credit rating situation and other economic factors. The rates could go up if our nation's credit rating falls or other situations arise that cause a change in the prime rate. The new regulations have made it easier to qualify for a VA mortgage refinance and Flag Financial wants to help you improve your mortgage terms.
Flagship Financial has a dedicated team of agents that are familiar with HUD, FHA, VA and other government loan programs that are available to you as a veteran. You served our country, let us serve you with sound financial advice concerning your eligibility for a VA streamline with Flagship Financial.
Flagship Financial is a HUD approved direct lender for FHA and VA loans. We are one of the largest VA loan originators in the country. As an independent mortgage broker and lender, we work closely with the government to provide mortgage services and products in most states across the nation. We have enjoyed a quality reputation for many years and have worked with millions of veterans and their families that needed a home mortgage. We would be honored to work with you and your family, too. Our licensed agents have been working with veterans for over a decade. In 2008, Flagship Financial assisted over 5000 homeowners in improving their VA and FHA loans.
Consider the benefits of a VA streamline with Flagship Financial. Applying for (and receiving approval) on a traditional mortgage normally takes about three to five weeks. The appraisal process can slow down the approval time by as much as two or three weeks. When you apply for a VA streamline with Flagship Financial you will save time and money; we do not require appraisals on refinance applications for current VA and FHA loans. At Flagship Financial we consider the fact that you already own your home and an appraisal is not necessary to get your interest rate lowered. We want to help you reduce your payments—not qualify your property for a new loan.
Back in 2008 and early 2009, new laws and restrictions were put in place to tighten the lending practices of out of control banks and financial institutions. During the past two years it has been more difficult for many people to qualify for a loan. In April 2011 new changes to the mortgage application requirements were instituted, making it easier to qualify for a VA mortgage with lower credit scores. Even if your credit score is hovering around 620—or lower—you may still qualify for a refinance package.
Our economy continues to struggle and the market is inundated with thousands of foreclosed properties. Lenders and mortgage brokers have a vested interest in working with homeowners to find ways that will allow them to stay in their home while reducing their financial burden. Homes that slide into foreclosure remain vacant longer; some properties are losing market value because they sit for longer periods without occupants. It is beneficial to homeowners and lenders to keep neighborhoods fully occupied.
In order to take advantage of the VA streamline with low VA rates you must already have a VA loan. Some of the other factors that Flagship Financial uses to determine your eligibility for the VA streamline with low VA rates include: the length of time you have been on your current job or working in the field, your credit score, the property location and your VA status. Our agents will work with you to find a product that meets your financial needs and lifts the burden of a higher monthly payment than you can afford.
If you have questions about a traditional VA loan, a VA streamline with low VA rates or any Flagship Financial loan qualifications, please contact a loan consultant today and arrange for a meeting to discuss your particular financial situation. Do not let the opportunity to refinance pass you by. Currently the rates are very low, but the market is responding to the US credit rating situation and other economic factors. The rates could go up if our nation's credit rating falls or other situations arise that cause a change in the prime rate. The new regulations have made it easier to qualify for a VA mortgage refinance and Flag Financial wants to help you improve your mortgage terms.
Flagship Financial has a dedicated team of agents that are familiar with HUD, FHA, VA and other government loan programs that are available to you as a veteran. You served our country, let us serve you with sound financial advice concerning your eligibility for a VA streamline with Flagship Financial.
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