As you anticipate the years ahead, what do you foresee see in your future? Whether you are looking forward to getting married, seeing the world, having a baby or purchasing your first home, your personal finances and credit history will play a huge part in shaping your future and attaining your goals in the years to come.
Preparing for your future without knowing your credit score is like taking a drive across the country without a roadmap.
Without the information you need, the journey to your chosen destination will be more difficult, cost you more money and you may not ever get there at all.
The purchase of your first home, for example, is hugely dependent on your financial history.
In today's economy, more and more people across the country lose their homes every day because they are unable to keep up with their mortgages.
Now, more than ever, banks are approaching lending with extreme caution, and those who may have been approved for significant home loans 5 years ago, will be denied by the banks.
Knowing your credit score and reviewing your credit reports, will give you insight into what type of loan and loan terms you may qualify for, and provide you with the information necessary to prepare yourself financially.
If you have poor credit, there's still good reason to check your credit report.
Once you know where you stand and what negative items appear on your credit report you can take steps now to remove them.
This will help get your credit back on track as you prepare for a home purchase or other financial investments down to road.