You may be starting to think about your next holiday so here are some money saving tips, that will hopefully provide you with some extra spending money when you get there.

* Book online. You probably know this already, but booking online can save you time and money. Most travel operators offer discounts if you book online, as opposed to over the telephone or in a shop.
* Book off-peak and mid-week if possible. Friday, Saturday and Sunday generally attract an additional supplement. You'll also find that hotels and flights are much cheaper during the off-season, so try booking just before or just after a major holiday season.
* Book flights well in advance. Typically, there will be cheap and expensive deals for each flight, and it is usually the case that the best bargains go on a first come, first served basis. Therefore, if you are keen to travel on popular dates, such as during the school holidays, then you are advised to book as early as possible before the good deals run out.
* Get the best currency rates. If you are using traditional currency it is important to look for the best rates. Avoid changing currencies at airports, ferries and hotels as they are unlikely to offer the best rates. Consider using the Post Office or Marks & Spencer to change your currency as these tend to offer consistently good rates.
* Research your holiday insurance. Firstly, resist the temptation to buy more insurance than you need. If you are planning to go skiing then it is crucial to take out sufficient insurance. However, in many cases you will not need the extended cover. Secondly, shop around! A quick search on the internet will throw up several insurance comparison sites. Here, you can look for the cheapest deal that is just right for you. Finally, if you are likely to travel abroad more than once a year, you will save yourself money by buying annual, multi-trip insurance, as opposed to a single trip policy.
* Don't buy too much at the airport. Many items will be sold in airports at a mark-up. Therefore, it will often save you money to buy all these things in advance from a supermarket. Generally speaking, most goods (including your holiday reading!) are cheaper to buy on the high street.
* Save Money on day trips. Day trips offer a unique opportunity to explore a new country, as well as providing a fantastic way to entertain young children, but this can become very costly. A quick internet search will reveal several websites where you can buy your attraction tickets in advance. This not only saves you money, but also allows you to jump the queues on the day!

If you follow these tips, you should have extra cash for some holiday extras, so enjoy the break!