Choosing The Best Credit Card

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Credit : Business & Finance

Equifax Credit Report - Get Your Free Credit Report From Equifax!

Equifax has been compiling credit reports since 1899. You can now get your own free credit report every year from Equifax. Your credit report is what banks, mortgage and credit card companies use when they are deciding whether to grant you credit. It is a record of every credit transaction you have

All 3 Credit Reports - Why You Need Them All

Are you looking to get your credit report, but you are unsure of what you need?Do you want to know why you need to get all 3 credit reports?There are many different things that you can do with your credit report and there are many reasons why you need to pull your credit.Here are some of the things

Negotiating Interest Rates With Credit Unions

When applying for a loan, credit unions usually respond by indicating whether your loan was approved or denied and, if approved, they state the interest rate you’ll have to pay. They often make it sound as though there’s no possibility of negotiating. But by presenting a strong case in

Hiring Decisions Can Be Costly In More Than One Way

Two companies recently were fined a total of $77,000 by the Federal Trade Commission for failing to follow the disclosure requirements of the Fair Credit Reporting Act (FCRA) when making employment decisions about job applicants ...

How Do I Get My Instant Credit Report?

A credit report is a record of a person's payment history, accounts, balances and payments behavior. It is very important as it helps one to easily make decisions associated with his financial expenditures. By gauging incomes and expenses, a person is able to know exactly how much he can comfor

Building Business Credit in 2010

Establishing Business Credit has been getting harder and harder. Even with the bail out money from the government, banks do not seem to have loosen their belts much. You will need to know all the ins and outs of building business credit to survive in these times.

Do Credit Card Perks Matter?

The credit card industry is extremely competitive and thus each credit card company will go all the way out to promote their products by offering a lot of perks and privileges. One of the most common perks is zero APR for six to twelve months.

Credit Repair Company: Intending On Hiring One?

Do you really need a new credit repair company? Many people repair credit on their own. You can find many resources to take advantage of. However, you need to give a good deal of your ...

Debt Relief Options

Are you deep in debt? Do you need a way out of the debt trap? If so, then you will be happy to know that there are several options available. Depending on the type of ...

Are Non-Profit Credit Counseling Agencies a Better Bet for Consumers?

In the world of credit counseling, non-profit agencies enjoy special benefits because of their status and have a better reputation among both creditors and debtors.Before enrolling in a credit-counseling program, be sure to research carefully the agency you have chosen.Agencies accredited to by the

Prepaid Business Credit Card - Fund Your Business With Your Money

Prepaid business credit cards are real convenient for business use. You get to control how much money you like to have. This is better than running around with cash. Many services nowadays require some sort of banking account and in my opinion prepaid is the way to go.

Repairing Credit Score by Getting Proper Counseling

These days we found many cases of people who do not know what to do when they find that they are covered in debt. Most of them surely need all the help they can get to fix this financial problem without have to make things get worse.

How Judgments Affect Your Credit

Sometimes you will find conclusions in your computer file that you are not even conscious of. A verdict can be registered against you by anyone who seems you owe them cash. If, once registered, the ...

How to Inprove Your Credit Score

Fix Your Poor Credit Fast With These Great Ideas! Many people are searching for ways to fix their bad credit. There are many different ways you can start making repairs to your credit and be ...

NFL Extra Points Rewards Credit Card Review

The NFL Extra Points Rewards Credit Card from Barclays Bank offers football fans the opportunity to earn purchase rewards redeemable for NFL merchandise, tickets and experiences.

Why Credit Repair Mills Stink

Ok here is the deal. Credit repair in general is still in its infancy stages. Until recently, thousands of people were able to fix their credit by using the Fair Credit Reporting Act which states if a dispute by a consumer is not validated within 30 days it had to be deleted.

What Does a Credit Card Judgment Mean?

A credit card judgment normally occurs when a debtor does not pay his or her monthly bill as required. When this happens, the creditor can obtain a court-ordered judgment to obtain payment of the debt.