Choosing The Best Credit Card

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Credit : Business & Finance

Dirty Little Secrets of the Credit Card Companies Part 2

Credit card companies make money on both ends of the transaction. They not only collect a transaction fee from the merchant, but interest fees from the purchaser -- you. But, knowing the secrets they don't want you to know can literally save you thousands of dollars.

How To Survive In A Plastic World, Qualifying For Credit Card

Lets face it, having credit is no longer a choice. Dont leave home without it is more likecant buy a home without it. Your credit now determines the neighborhood you live in, the kind of car you drive and, sometimes, even whether or not you get a particular job.

How do I Offer a Settlement Offer to Credit Card Companies?

Many things in life are negotiable, and credit card debt is no exception. Some credit card companies would like you to believe that what you owe is set in stone, but that is not always the case, according to Investopedia. Sometimes, you just need to know how to ask for a settlement. It may seem daun

The Debt Danger Of Credit Cards

If you want to get out of debt and stay out of debt, credit cards are extremely dangerous. It's all too easy to say yes to everything that you like the look of in the shops, and end up sticking it on your card.

How to Use the Equity in Your Home For Credit

Using the equity in the home to obtain credit is one of the most popular ways that one can obtain credit. The equity in the home can be used to obtain secured or unsecured loans and is seen as an asset...

How to Check the Balance on a Green Dot Card

Having access to the balance on your Green Dot card is a great way to stay on top of your purchases, and the amount of money that is present in your account. The Green Dot prepaid MasterCard is accepted everywhere that MasterCard is accepted. Therefore, it increases you're overall spending power. Ch

Should You Hire Someone to Do Your Credit Repair?

If you are having problems with your credit, you may need to get the help of a professional credit repair service. Alternatively, you can attempt to repair your credit on your own. Let us take a look at the advantages and disadvantages of both of these methods.

What Does Tier 1 Mean for a Consumer Credit Score?

Not being in the top tier of credit score means you pay much more in interest on loans even if you have above-average credit. A borrower with a few more credit score points than another does not always mean he is a better borrower than the other, so most lenders lump borrowers into categories or tie

The Strategy Behind Credit Card Deals

Some companies give back part of the cash you spend, some give you gifts, while others give you special services. All these are offers from credit companies which aim at two things. First is to attract new customers to use a card. Second is to retain the existing customers and rewarding their loyalt

Credit Card Rates

There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers, but using complex calculations of risk assessment and credit worthiness, they set a numbe

Why Use Credit Counseling Services?

More and more people today are turning to credit counseling services to help them with their financial issues. Read on to find out more on this subject today.

Clean Credit Report - Your Credit Repaired Easily and Quickly

Your clean credit report is your critical passport to financial support and benefits from lenders and credit service providers. It also opens doors for you to get mortgages, loans, credit cards and other financial assistance. Did you realise that clean credit puts you in good standing when your pros

Why Create a Good Credit Rating?

Financial health should be a primary concern of every individual. Some important transactions that involve money in an individual's life would require a good credit rating or good credit standing. Some companies are very strict when it comes to having bad credit status of an individual. For exa

Keep Track of Your Credit Rating Part 1

Your credit rating score is the most important factor in getting credit. Keep control of your finances otherwise credit will be hard to come by.

Remove Repossession From Credit

Having a repossession on your credit report can spell trouble for your credit scores. Find out how you can avoid a repossession, what a repossession is and finally how to deal with having a repossession on your credit reports.