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Surprising drop in inflation

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The Consumer Price Index (CPI) saw a surprising 0.4% fall from 4.4% in February to 4.0% in March. Most of the negative pressure came from food and non-alcoholic drink prices that saw a dramatic fall 1

What Is a House Refinance Disclosure?

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Congress passed the Home Mortgage Disclosure Act in 1985. This act requires mortgage lenders to provide homeowners with specific disclosures about mortgage refinance loans. These disclosures must include information about the specific terms of the mortgage loan including the interest rate, annual pe

No Employment Verification Home Loan - Good or Bad?

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Are you discussing a no employment verification home loan with your mortgage broker? If so, you need to know whether your situation is good for a loan like this or not. There are some situation where

Who Monitors Mortgage Lenders?

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In 2008, Congress passed the Secure and Fair Enforcement for Mortgage Licensing Act ("SAFE Act") to reduce fraud and increase consumer protection through a nationwide registry of mortgage lenders. Although the SAFE Act was passed in 2008, some states do not require registration with the Nationwide M

Federal or State Help for Troubled Mortgages

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In March 2010, 7 million homeowners were behind on their mortgage payments and 11 million owed more on their homes than they were worth. A number of government-backed programs offer assistance to keep homeowners from defaulting.

You Have No Credit...Have A Job & Want To Buy A Home

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Many working people in the U.S. have no established credit, but want to own their own home. This article will deal with a strategy to use Alternative Credit and other sources to build a credit file fo

Bankruptcy: Is Waukesha home mortgage possible?

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Do you know will bankruptcy affect your Waukesha home mortgage?Are you a bankrupt and do you know how bankruptcies will affect Waukesha home mortgage? It might not be as worse as you think. There are

Does 401(k) Have to Be Declared If a Person Is Laid Off?

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Being laid off from your job not only means that you have to scramble to find new employment, but you also have to make decisions about your retirement accounts. You may have a 401(k) plan from your old employer as well as personal retirement accounts (IRAs). How you handle these accounts when you a

Is a Reverse Mortgage Right for You?

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A reverse mortgage is a loan of money against the value of your home. Unlike conventional mortgages, you do not have to pay back a reverse mortgage as long as you continue to live in ...

How to Rent a Car for Prom

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Prom is an important event in most teenagers' lives. It is something that is remembered for the rest of their life. To make it special teens often rent cars such as limousines. Limos are quite expensive, but become more affordable when several couples share a limousine. Limos easily accommodate

Fundamentals of Repayment Mortgage

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Repayment mortgages are a better way to manage your borrowed capital for owning home. The mortgage loans are generally provided by banks and loan extended by housing development societies. This is a general scenario of ...

What Do Caps of 5/2/5 Mean on a Mortgage Loan?

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An adjustable-rate mortgage resets the interest rate on a periodic basis. Adjustable-loan contracts include rate caps in case rates zoom upward for some reason. A 5/2/5 set of interest rate caps is common for certain types of adjustable-rate mortgages.

Subprime Mortgage Defined

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A subprime mortgage is one made to a borrower whose credit is relatively weak and who cannot usually qualify for conventional financing terms on a mortgage. Because the risk of nonpayment is higher among homebuyers with weak credit, subprime mortgages are always more expensive than conventional mort

How To Sell My Mortgage Note

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When the housing market was running high and fast, houses were exchanging owners at an amazing pace, but a lot of people got stuck when the prices started to fall and the buyers started to dry up. What a lot of owners did was to take on the financing themselves. If you found yourself in a situation

London city Mortgage Advice 29

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The principle information you will need to learn regarding the implications of taking out a house loan to order a property You need to determine weather conditions the mortgage loan will be on a repayment ...