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Personal Finance : Business & Finance
The Average Workers Compensation Settlement for a Back Injury
The most common type of on-the-job injury involves the back. These injuries usually occur from lifting too much weight or lifting improperly. Once the back condition has reached maximum medical improvement, physicians then rate for a permanent impairment. If you rate with a permanent impairment, yo
How to Find Help for Obsessive Hoarding
Obsessive hoarding is a serious problem, which often has negative implications for not only the hoarder's health and well-being but that of his or her family. In a website article written for the International Obsessive Compulsive Disorder Foundation, Gail Steketee, Ph.D., cites a 1996 study definin
Coping After Your Spouse Dies
When a spouse dies, the emotional magnitude of the loss can send your life reeling. It can also affect your finances. You are pressured to do many things all at once. It is best to ...
How Do I Get the Most Out of My TSP Account?
The Thrift Savings Plan is a retirement savings plan specifically geared toward federal government employees. Federal employees usually open TSP accounts upon entering federal service and cannot withdraw funds until leaving federal service. As is the case in any retirement plan, the longer you maint
IRA Contribution for Non-Working Spouse
When you work together with a spouse to save money for retirement, you can reach your goals easier and potentially create a comfortable life during your retirement years. If your spouse does not work, this does not necessarily mean that she cannot have a retirement account. You can open an individua
How to Borrow Under a Revolving Line of Credit Facility
Revolving lines of credit are open-ended loan products that work in a similar manner to credit cards. Lenders offer lines of credits to commercial clients as well as consumers. When you establish your line of credit, you can access funds when you need the money. Generally, you have to make interest-
Ways to Raise Money for a Horse
Saving up money to buy a horse in advance is a smart choice, but even after you have purchased a horse you will need money for maintenance expenses, such as feed, veterinary bills, boarding, tack and transportation. Whether you are in the planning stages to acquire your dream horse or raising money
Do I Buy or Do I Rent?
This is a decision that people have asked constantly. The question comes up more frequently when real estate prices go up excessively, or when they go down excessively - when it is thought that there ...
What to Do Over the Summer to Raise Money for Kids?
During the summer months, kids need activities to keep them occupied. If you can help them plan activities that make them money, they will learn about entrepreneurship as well as getting their first taste of financial freedom. Even young children can make money over the summer if you can help them f
Art Scholarships for High School Seniors
Most high schools across the country offer art classes and many high school students interested in art decide to take art classes in college or even pursue a degree in art. Whether they major in art or not, high school seniors who are interested in art can find a number of scholarships and scholarsh
Assistance with Rent Payments in Sacramento, California
Several agencies offer rental assistance in the Sacramento area. Because of funding limitations, you may need to contact more than one agency to find resources to meet your needs. Many community services have limited service areas, thus you will need to find the agencies that serve your area of town
Available Help When One Cannot Pay Child Support
Times are tough and with the projected economic outlook many people may be facing uncertain financial futures. When you are required to pay child support, losing your job to layoff may mean that those payments are nearly impossible to make. If your financial situation changes and doesn't look like i
How Does a Retirement Budget Work?
IntroductionIt's never too early to start planning for life after employment by making a retirement budget. In fact, the most important principle that makes a retirement budget work is the power of compounding interest over time. A small initial investment in conservative investments can...
How Is My Credit Card Interest Rate Calculated?
It is not surprising to know that credit cards are expensive. Yes, cashless transactions can in fact end in an empty wallet if you aren't careful about how much you spend and keep a check ...
How to Claim Grant Money on Taxes
Taxes are an inevitable cost of living in society. Almost everything we purchase, spend or make is taxed, from income to property to sales. Your income will determine your tax bracket and the amount you owe the IRS, but not all income is considered taxable. In general, scholarships, fellowships and
How to Prevent Overdraft Bounced Check Fees
If you are concerned about overdraft bounced check fees on your bank account, you are not alone. The Center for Responsible Lending reports that banks in 2008 routinely charged up to $34 in overdraft fees per transaction, potentially costing you hundreds of dollars in fees in a single day. By unders
Can You Make Money Using a Dropshipper?
Many wholesalers and off-premise retailers use dropshippers, which essentially ship products to their customers. This prevents business owners or entrepreneurs from having to maintain large inventories, an endeavor that would be cost-prohibitive for most. Instead, you can focus on marketing your bus
Minimum Withdrawal Rules for IRAs
Required minimum distributions must be reported on your taxes.tax forms image by Chad McDermott from Fotolia.comThe Internal Revenue Service (IRS) subjects only tax-deferred IRAs to required minimum distributions. Tax-deferred IRAs include traditional IRAs, simplified employee pension...
How to Build a Credit History When You Have None
You need to build a credit history not only to eventually be able to finance a car or a home in the future, but also because your credit history will determine whether you can get a lease on an apartment, get a cell phone contract in your name and it could potentially determine whether you get the j
How to Personalize Your Checks
If you're out of checks or just looking for an alternative to your bank's basic check design, there are plenty of options online for ordering unique personalized checks to bring some flair to your shopping experience. You're not limited to your bank when ordering new checks; many sites online offer