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Personal Finance : Business & Finance
How to Make 10 Dinners for less than $2 Per Serving
Fast food seems cheap; so it can be puzzling when financial experts recommend making meals at home to save money. It is possible to stretch your grocery budget so even a $2 restaurant burger seems expensive. Choosing your grocery items carefully so they can be used in several different combinations
College Grants for Black Women
College grants give students the opportunity to earn an undergraduate degree that they may otherwise not be able to afford. For black women, there are a number of grants that are particularly targeted at them. Many are based on financial need but there are other criteria as well.
The Average Wage for Interior Painters
Interior painters paint walls, hallways, ceilings and other spaces inside new or renovated buildings. These workers use a range of techniques and paint varieties, working closely with designers and other workers to ensure the proper colors get applied. The Bureau of Labor Statistics does not separat
How to Transfer Money from Ireland to the United Kingdom
If you have a friend or a family member studying in the United Kingdom, you may have to transfer some funds to him. All the money transferring companies charge a certain amount of fee for this service. You can compare the fee of different companies to determine the one that will cost the least. The
Do I Have to Pay Social Security Tax on Severance Pay?
If downsizing, a business closing or the economy places you in the ranks of the unemployed, your employer may provide severance pay. Some employers generously assist the employee for several months, and some base severance pay on the years of employment with the company. Employers withhold Federal I
How to Establish Credit in My Business Name
Running a business is expensive, and some business owners need credit and loans to stay afloat. You can always apply for a loan in your personal name and use the money for business purposes. However, most business owners want to keep their personal and business finances separate. Thus, they're inter
8 Things To Look For In A CPA
Even if your time is limited, it's important not to make a hasty CPA hiring decision. Ask for personal contacts and find someone that you can trust.
The Importance of Financial Help For Single Mothers
In this modern age single mothers continue to face numerous challenges whereby without financial help most of them are unlikely to survive the hard times. Situations have become worse due to the recent recession which ...
Is the Interest Paid on Credit Cards and Car Loans Deductible?
When you file your taxes, itemizing deductions helps you reduce your taxable income and therefore cut the amount you owe or increase the amount of your refund. Although you can deduct interest paid on your mortgage and home equity debt, your credit card and car loan interest is not tax-deductible.
If My Car Is Paid Off Will My Credit Improve?
Paying off a car loan can bring great emotional satisfaction, but most consumers have a practical question: whether paying off a car will translate to an improved credit score. Higher credit scores frequently lead to preferred interest rates and terms on home mortgages, so if you're looking to buy a
Penalties for Suspending an IRA
Suspending an IRA account may result in a 10 percent penalty.dollars image by peter Hires Images from Fotolia.comThe money you save in your individual retirement account (IRA) is subject to tax preferences aimed at encouraging savings for old age. Suspending your IRA account or...
401(k) Vs. IRA Rollover
A 401(k) and an IRA are both investment plans to help prepare you for retirement. There are several benefits for each of these. Whether you decide to invest your money in a 401(k) or roll it over into an IRA should be based on your personal situation. However, you should know the differences between
Are IRAs Protected From Creditors?
If you're saving money in an individual retirement account for your later years, having a creditor suck the money back out to settle your debts could wreck your retirement plans. 401k and other employment-related plans are completely protected from your creditors, but with an IRA, there are multiple
5 Essential Elements of a Trust
The law of equity produced the concept of a trust, which refers to a contract where one party gives another party the right of ownership of his assets for him or an identified third party. The purposes of the trust include facilitating security of the assets, managing of family wealth, planning in t
Food Stamp Eligibility Requirements for Texas
Food stamps, or the supplemental nutrition assistance program, assists individuals and families in need with purchasing nutritious food. Eligibility for food stamps varies from state to state. Texas' Health and Human Services Commission makes the determination on Texas residents' benefits.
Insurance Hints
Answers For All Of Your Insurance Questions Insurance is a form of risk management. It is used mostly, to prevent the risk of a loss. An insurance agent will sell you the type of insurance ...
Heavy Machine Operator Salary
Heavy machinery operators are found wherever construction operations, civil engineering projects and other endeavors require large amounts of material to be moved. These workers operate a wide variety of machines and equipment, ranging from bulldozers to large cranes and paving equipment. Salaries f
Setting Up An Investment Account
Setting Up An Investment Account When you marry, there arises the problem of how the account will then be set up. Will it be a joint account with your husband or wife, both names to ...
How to Get a Loan With a Bad Credit Score
There are many credit companies that make loans available to people with bad credit scores. Even if you have a bankruptcy on your record, it's still possible to get a loan. The biggest concern, however, is that typical "bad credit loans" have very high interest rates, forcing you to take responsibil
Can I Prequalify for a Home Loan Without it Affecting My Credit Score?
Prequalifying a loan applicant for a home loan involves checking their credit score. Most lenders check loan applicants scores at the three major credit reporting agencies: Equifax, Experian and TransUnion. Credit scores are partly based upon credit inquiries so simply going through a prequalificati