Financing For Wheelchair Vans
You are helping your parents shop for a wheelchair van and you just are not sure where to start.
After all, you drive a sedan and you don't know the first thing about buying a van.
You are not really worried about choosing a van, but you are worried about paying for it.
Rest easy -- there are so many options for paying for your parents' wheelchair vans that you will have this one paid for in no time.
The first thing that you should do is figure out what type of van you are looking for.
You can purchase a minivan or a full-size conversion van.
New wheelchair vans are more expensive than used ones.
Once you figure out what type of van, lift ramp, and other features you're in need of, you'll have a better idea of how much the van is going to cost.
When you know how much money you're going to need to pay for the van, you'll be in a better position to begin looking for grants, other forms of assistance, or financing.
Now that you know how much the specific van you're interested in is going to cost, it's time to look for assistance.
The first place to look is for grants.
There are nonprofit organizations all across the country that specialize in getting funding for wheelchair vans, so find their websites and contact information and start researching that option.
Another way to get funding is through the government.
People who receive Social Security are eligible for a program called "Plan to Achieve Self Success.
" If your parent needs the wheelchair van because he or she will be using it to get to work or to school, the government will give you the money for a monthly vehicle payment.
However, if your parents just need the van for basic transport to the grocery store and what not, you may have to consider other options.
Although it is never appealing, there is always the option to finance the van.
If you are looking at these type of vans from a dealership, they may have on-site financing, or a bank that you have to go through.
Many people who are financing their vehicles get their loans through private financial institutions.
Whether or not you are able to obtain a loan, or how much your payment will be, depends on credit history and income.
After all, you drive a sedan and you don't know the first thing about buying a van.
You are not really worried about choosing a van, but you are worried about paying for it.
Rest easy -- there are so many options for paying for your parents' wheelchair vans that you will have this one paid for in no time.
The first thing that you should do is figure out what type of van you are looking for.
You can purchase a minivan or a full-size conversion van.
New wheelchair vans are more expensive than used ones.
Once you figure out what type of van, lift ramp, and other features you're in need of, you'll have a better idea of how much the van is going to cost.
When you know how much money you're going to need to pay for the van, you'll be in a better position to begin looking for grants, other forms of assistance, or financing.
Now that you know how much the specific van you're interested in is going to cost, it's time to look for assistance.
The first place to look is for grants.
There are nonprofit organizations all across the country that specialize in getting funding for wheelchair vans, so find their websites and contact information and start researching that option.
Another way to get funding is through the government.
People who receive Social Security are eligible for a program called "Plan to Achieve Self Success.
" If your parent needs the wheelchair van because he or she will be using it to get to work or to school, the government will give you the money for a monthly vehicle payment.
However, if your parents just need the van for basic transport to the grocery store and what not, you may have to consider other options.
Although it is never appealing, there is always the option to finance the van.
If you are looking at these type of vans from a dealership, they may have on-site financing, or a bank that you have to go through.
Many people who are financing their vehicles get their loans through private financial institutions.
Whether or not you are able to obtain a loan, or how much your payment will be, depends on credit history and income.
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