Living in world where we hardly find any time for ourselves or family can be really frustrating. I slog for many hours five day a week. Even I have to work on a week off. This is really which any family member doesnt like. They dont like to see their loved one struggling so much for them. Still in todays world how much you earn its less. You have many responsibilities to take care off. Even when I get a leave I hardly find a good place to spend it. As it turned out all my family members was frustrated. I decided to take them a good vacation. The moment I thought of vacation everyone got excited & happy.
As this decision was sudden, there was not much discussion. We decided to enjoy the vacation at Goa. We decided to check in when we reach there. But to our disappointment all good hotels or resorts were completely booked. We were lost in alien land. At last we got a place to settle. The place was shabby that none of us were willing to stay there. But we had too as we had no other option. It was after this trip I realized one should always try & book the accommodation before one reach there. When I shared this experience with a friend of mine he gave me proper solution for this.
He suggested the Pancard Club Investment scheme. The scheme stated the member will get certain room nights to enjoy their holidays at their resorts or hotels. The amount which should be invested depended upon the number of room nights one wishes to utilize. Although a minimum number of room nights are fixed, member can choose from the various plans the company offers. Along with this investment members get certain privileges such as insurance cover, medi-claim benefits & discount cards for other products that company develops. So it means its a holiday package bundled with insurance & medi-claim benefits.
What goes in my favor for is even if I dont utilize my room nights; I can surrender this back to the company at the price decided at the time of investment. So for me there is no loss in this investment. I think now am better prepared for holidays. I can just pack my bags & can take my family for a vacation without much deep thinking. As I have planned before I save a huge amount every time I go for a vacation.