Knowing the right time to change Auto Insurance providers is critical to be able to switch and save money effectively.
Here are few quick tips that will help you save money and help you switch with ease.
Shop Before You Drop Simply put, don't let your policy expire or drop your existing coverage until you have found the policy you want.
Start shopping and comparing rates as soon as possible when considering changing companies.
 A lapse in coverage will most definitely increase the premiums you pay.
  The Do's and Don'ts of Changing Insurers

• Do plan a change after your 25th birthday.
  Rates drop at age 25, so if your 25th birthday is close, wait until after your 25th birthday.
  
• Do change before you move to another town.
  Once you move to a new town or city it may be harder to get cheaper insurance due to geographical and/or job related reasons.
  Higher risk jobs can increase rates, as well as higher risk areas.
  
• Don't change soon after an at-fault accident.
  Remember, most insurers go back 3 years.
  
• Don't change within 3 years of DUI unless you have to.
  Again, it's best to wait it out unless your company drops you and you are forced to buy new coverage.
  
• Do check your credit report before shopping and comparing quotes.
  Credit plays a large role in insurance rates, so make sure there are no surprises on your.
  

Shopping For Coverage For the fastest and easiest shopping, go online and search for companies that offer a side by side comparison of 3-5 quotes.
Look for comparable features and coverage in addition to price.
A low priced insurance policy is not truly a bargain if it does not provide the coverage you need.
Happy Motoring!