IVF comes out to be one expensive form to have a child with and for infertile couples this is something they are willing to pay in hopes of having a child.
There are many that feel the $12,000 or more is something they can handle while others think it is a bit steep.
However, there are a few ways to justify this amount or to help make it not as expensive.
IVF only offers a success rate of 30% and less in some cases so is $12,000 to as high as $15,000 really worth it when success is not even guaranteed? Finding Affordable IVF Is there such a thing as affordable IVF? For the most part, no there is not.
If you find you have to have several cycles, freezing some of your embryos helps cut back on the following cycles as you will have eggs to use already.
This eliminates having to do the drug to help create more eggs.
One such way to ensure your IVF is not so pricey is to find clinics that are now beginning to offer you a money back policy.
What this means is that say after 3 or 4 cycles you still have no success, your clinic will refund you some of your money back.
How much is returned is up to the clinic's policy.
In some cases it can be 110% while others do offer more like 20-30% even.
This can help balance out some of the costs and can help you have money to do an additional round.
Some people go on to do 5 or even 6 cycles.
The average amount of cycles needed to go through though before getting pregnant is 3.
Most clinics see success after 3 cycles.
Financing Your IVF If you have good credit, you may be able to get a personal line of credit to help fund your IVF procedure.
Many homeowners can even take out a line of credit against their home to get the cash needed to undergo IVF.
There may also ne IVF loans or even grants available that many are looking into.
Insurance is not going to cove IVF in most cases and if you have insurance.
You can talk to the insurance company to see if any costs or medication fees will be covered at all.
Some may not be able to take out a loan, and therefore may consider talking to relatives or friends to see if they can help out at all.
Medical Tourism If you are flexible and able to travel to different states or even different countries, you may find that this can be a great way to save on the costs of this procedure.
There are many clinics in different parts of the world that are offering IVF at drastically reduced prices.
There are more and more couples who are traveling abroad to save thousands of dollars on their procedure.
Researching is the best way to find ways to save on your IVF treatment.
If you can take some extra time, you will find it will pay off greatly in the long run.