Medical Bills Paid

• The most important benefit of filing a workers compensation claim is having medical bills paid. Once an individual files a claim with his employer, his physician will sign a form diagnosing all conditions related to the injury. Any treatment warranted for these conditions will be paid for under the claim. This includes doctor's appointments, diagnostic testing, surgery and physical therapy. Any equipment such as a wheelchair, crutches or a brace also are covered by the claim.
  
  

Lost Wages Paid

• Some individuals may be fearful to file a claim because they are scared of losing their income. After you file a claim, you can request reimbursement for lost wages. If you are unable to work due to your on-the-job injury, you will be paid a percentage of your lost wages. This also includes wages if you are only able to work part of the time. The percentage of lost wages paid increases if you have a spouse and dependents.
  
  

Retraining Available

• Sometimes when an individual files a claim, he has been injured so badly that he will never be able to return to his job of injury. Having a workers compensation claim will allow the individual to seek retraining. This is another benefit of filing a claim. Retraining can include paying for tuition and books so an individual can take classes to obtain a specialized degree. In this case, an individual works with a vocational rehabilitation counselor to find new employment tailored to his skills.
  
  

Disability Award

• Filing for workers compensation can also lead to a disability award. If an individual suffers an on-the-job injury that is severe, it can lead to a lump-sum award payment. Disability awards are given if an individual sustains a permanent impairment from the injury. Permanent impairments include a loss of function, decreased range of motion or inability to walk without the assistance of a cane or wheelchair. The disability award compensates the employee for his loss.