Feeling Regretful of the Company You Chose For Your Lawsuit Loan?
You tried and tried to hold out but the bills kept coming in.
You thought maybe your settlement would come in faster.
You borrowed from family members.
You depleted your savings.
You took odd jobs.
You starved yourself.
You cut back on basic purchases.
You told the kids no AGAIN and they are mad at you.
You can't go back to work because not only have you been directed to stay home by the lawyer but also the doctor.
No one will hire you because you are now damaged goods and a screaming workman's compensation liability waiting to happen.
Then one day in all of your frustration, you saw an ad on tv, or was it the Thrifty Nickel? The Flyer? The Greensheet? Was it one of those free papers? And let me guess again, all the ads basically said the same thing.
You couldn't tell them apart and maybe if you took the time to call them all they might be the same person or funding company? The TV showed someone who is trustworthy telling you that an advance on your settlement is one phone call away.
CASH IN 24 HRS! Could this be real? Is there really a way out of this hell hole that the personal injury lawsuit has put me through? In your curiosity you call the number and immediately a person on the other end begins the interrogation.
They are asking you for your personal data.
You answer all of their questions because the pain of what you are going through has pushed you to the point that you are willing to do anything within reason to get some money now to ease your pain.
They now tell you a different time line than what the ad says.
But you are desperate so you hang on out of faith.
A week goes by.
They don't call to update you.
You call them and keep getting different people.
"Why is this happening" you ask yourself? Am I being scammed? Should I have done this? Why didn't my attorney tell me about this? Why is it taking so long? You start to panic even more.
You finally get the answer from one of the people at the funding company: "Your attorney isn't cooperating".
Out of anger and desperation you call your attorney who doesn't take your call.
You scream at the paralegal instead.
Week 3 arrives and they finally are getting somewhere! You get your lawsuit cash advance but before you do you look at the contract and the rates are different than what they told it would be!! You look at year 2 or 3 at the amount you would have to pay back and you get sick at your stomach that people could charge so much and not go to jail! You feel sick but at least are closer to the money now.
Your problems in life will be delayed by this.
You will have temporary relief or at least until your case settles.
BUT, after all of the frustration, suffering, pain, upset, anguish, rejection, family arguments over money, low morale, fighting with your attorney, etc.
you submit and say "SCREW IT"! You sign it and get your money.
You feel even sicker.
None of it felt right.
Then you read an article like mine and wonder if any of that could have been different.