You may have already paid off student loans, credit cards and cars, but have you considered paying off your mortgage early?  Doing so will provide you more financial freedom and more cash flow down the road.
  This will also help later with retirement and other investments you may want to make.
    If you decide to pay your mortgage off early, the first thing you will want to do is look at the current terms of your mortgage.
  You may want to consider refinancing if it has a high or adjustable interest rate.
  Ideally, a fixed rate mortgage with a 15 year or less pay off is ideal.
  Before you decide to do this, make sure you have the money you will need to serve in case of emergency, so you do not end up taking equity back out of your house for any unforeseen circumstances that may arise.
When you make your payment, write out an extra check and indicate on it that this amount is to be applied toward the principle.
  If you don't do this when you pay extra, the bank may determine that you are paying early on the next monthly payment, and it would be affected by interest.
Little things can bring in quite an amount of extra money, which you can apply to your mortgage.
  This enables you to pay more than the minimum, and every little bit helps.
  Consider having a yard sale, or even limiting your fast food lunches during the work week.
  By doing simple things like this that are truly not life changing, you can rack up an extra couple of hundred dollars per month that can be applied toward your mortgage.
Never try to pay off your home early until you do have a savings plan.
  You are likely to find that trying to do this when finances are already strained will only cause more stress, and create more money problems that you do not need.
  There are many ways you can pay off your mortgage faster without it affecting your lifestyle too dramatically.
  If your home is mortgaged for 30 years, you end up paying approximately three times what it is worth!  Try to avoid this if there is any way possible.