Money problems in marriage is never and easy topic to discuss. It is a topic that is rarely discussed, prior to marriage, yet it should be for the following reasons.

1. Marrying someone who spends money irresponsibly can wreak havoc on family finances after marriage.

2. Marrying someone with a great deal of debt can prevent both partners from making any major purchase such as a house or a car after marriage.

Unfortunately, love is blind and most of us ignore or fail to see the impact of each other's habits on marriage until after marriage. The habits we bring to marriage are habits that we have acquired over time. Each partner within the marriage handles money differently. It is a rare occasion when two people entering marriage have the same spending habits. When the spending habits of each partner are different, it becomes imperative to reconcile the difference to prevent money from becoming problems in marriage.

Usually there is one partner who is far more capable and often wiser in the handling of money than the other. The partner who is financially savvy will most likely be the one to handle the disbursement of money within the marriage. However, both partners should be actively involved in the discussion of money and the financial state of the marriage, at all times.

Making a budget and committing to follow it can be a tremendous aid in preventing heated arguments and stress in handling money problems in marriage. Both partners should be able to discuss how, when and where money is spent, determine what is left and how residual money, if any, is used and for what purpose. Any money entering the marriage should be shared, regardless of who brings home the bigger paycheck.

It is virtually impossible to plan for every setback or event that may occur, that effects the marriage, financially, but by planning and working together any financial set back can be rectified with time. Handling money in marriage requires commitment and compromise on that part of both partners. Discuss money problems in marriage on a regular basis keep both partners on the same financial page. When both partners are aware of the state of finances with the marriage and are spending responsibly, the discussion of money should no longer be a factor of contention and making plans for the future of the marriage will be a lot easier.

Dealing with financial problems in marriage can cause serious marriage troubles. The emotional pain, stress, and marital discord can even produce marriage breakups if not handle properly. How couples deal with each other and the strategies they use to solve the problem is extremely important in saving a marriage. Overcoming financial difficulties can be done effectively by avoiding common mistakes that can destroy your marriage. Although having financial difficulties will test your marriage there are strategies to survive from it with your marriage intact.

Although it can be tempting to place blame when serious financial difficulties appear, each partner must take some responsibility for their situation. It is not unusual for one spuse to be unaware of financial issue until a financial crisis appears. It is a reasonable practice for both marriage partners to pay attention to finances. With both partners paying attention mistakes may be discovered and financial problems in marriage avoided