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Bankruptcy : Business & Finance
Collection Agency Techniques
When you get behind on your payments, there is a strong chance that a debt collection agency will be in touch with you soon. Collection agencies are hired by companies to facilitate the collection of their outstanding accounts. If you are behind on your bills, here are some of the...
The Government Rules for Consumer Debt Relief
The Federal Trade Commission issued new rules in 2010 for debt relief companies.debt defined image by Christopher Walker from Fotolia.comThe economic downturn has led more consumers to seek assistance from debt relief companies. These companies help consumers negotiate their debts with...
Tips to Declaring Bankruptcy in the UK
There are steps to declaring bankruptcy UK which you need to be aware of. This isn't a decision which should be taken lightly and you need to understand all the options available to you before ...
Chapter 7 Laws in Michigan
If you're a resident of Michigan who is overwhelmed by debt, bankruptcy may be your only alternative. Consumers can file for bankruptcy protection under Chapter 7 or Chapter 13. If you have few assets and no means of repaying your debts, you may be able to discharge them through Chapter 7. Before yo
Oklahoma Rules Regarding Converting Chapter 13 to Another Chapter
According to the Federal Rules of Bankruptcy Procedure, a Chapter 13 debtor may convert his case at any time without a court order. If an Oklahoma debtor has filed a case under Chapter 13 bankruptcy, then he has filed a case under personal bankruptcy. The only other personal bankruptcy option for th
What is Bankruptcy Counseling?
Individuals suffocating under the weight of crushing debt often believe filing for bankruptcy is their only option. The decision to file for bankruptcy is not one to be taken lightly, and it is one of ...
How to Obtain CNC (Currently not Collectible) Status with the IRS
The IRS can grant a taxpayer CNC (Currently Not Collectible) Status, when the taxpayer is found unable to pay his/her tax debt. Once a taxpayer is granted CNC status, the IRS must stop all collection activities and efforts, including levies (the statutory authority of the IRS, to seize property to
Dealing With Your Home When Bankruptcy Looms
For most people, bankruptcy is the final course of action in dealing with serious debt problems once all other alternatives have been exhausted. Despite the negative connotation bankruptcy is an excellent solution because it immediately removes the burden of serious debt. However, the biggest potent
Massachusetts Laws on the Repossession of Auto Loans
In Massachusetts, auto lenders can recoup their losses from debtors who do not pay their loans by repossessing and re-selling their vehicles. Lenders must follow certain procedures, such as sending proper written notice and giving the debtor enough time to respond, before they can repossess vehicles
There Is An Alternative To Bankruptcy In The UK
Debt levels in the UK are rising alarmingly. The latest Insolvency Statistics confirm this trend, with Individual insolvencies in Quarter 4 2006 up 44% on the previous year.
Chapter 11 Bankruptcy - What Does it Mean and Who Can File It
Chapter 11 bankruptcy cases all start with a petition being filed with a bankruptcy court. There are two different petitions that could be filed. The first, a voluntary petition is one that is filed by the debtor. The other is an involuntary petition. This is a petition that is filed against a debto
How And When To File Personal Bankruptcy?
When should personal bankruptcy be filed? If you have ever asked this question, you can do this right now. Probably, you might be facing financial trouble for several years now and this situation has forced you to look for different options to protect yourself.
Bankruptcy and Home Loan Modification
More and more families are reaching a state of financial crisis. Unemployment, rising mortgage rate, and an unstable economy are forcing many to face the possibility of bankruptcy.
Does Chapter 13 Bankruptcy Hurt Your Credit?
Filing for Chapter 13 bankruptcy protection will hurt your credit rating, but not as much as a Chapter 7 bankruptcy filing. Chapter 13 bankruptcy is like a payment plan for people who still have a steady stream of income. A Chapter 13 bankruptcy will stay on your credit report for seven years where
Credit Card Bankruptcy - How To Avoid Bankruptcy When You Can't Pay Credit Card Debt
Many people who are struggling to pay back credit card debt assume that their best option is to file credit card bankruptcy. While this might have been true in the past it definitely is not anymore. There is a better way to eliminate your credit card debt without having to file bankruptcy. So what i
Tips on Staying Out of Credit Trouble
Credit cards lure many consumers into financial difficulties, which is compounded by a struggling economy. Avoiding credit trouble allows individuals to live a comfortable lifestyle and alleviates the stress and worry that come with high credit card balances. Living within one's means is essential t
Creditor Claims During Bankruptcy to Be Taken Seriously
Filing for bankruptcy does not mean that once you have filed the papers for bankruptcy you have got rid of the debts. You have not got rid of the debts until the process of bankruptcy is complete.
Facing Bankruptcy, Want To Get Out Of Debt?
More people than ever are currently struggling with debt and with the current economic situation showing little sign of improvements the numbers are likely to grow. However, what the vast majority of the people in ...
Debt Settlement - How To Reduce Debt With This Bankruptcy Alternative
Debt settlement is well known for being the best alternative for insolvency. Debt settlement is the best method of eliminating liability issues and getting relaxation from the hectic problems caused by unmanageable liabilities associated with unsecured debts. Insolvency is a liability elimination te
Helping You Avoid Personal Bankruptcy
Help and advice to help you avoid personal bankruptcy and take charge of your finances.