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Bankruptcy : Business & Finance
Avoiding Credit Card Bankruptcy
In case you find yourself dead close in debt to your credit cards, and thus in view of bankruptcy then here a few useful tips to assist you ignore taking such step. Presently, bankruptcy is evident to be a common approach when severe debts are confronted.
Filing Bankruptcy Is the First Step to a Fresh Start
These days there are many reasons why people need to file bankruptcy. A job loss, unexpected illness, large medical bills, and divorce, just to name a few, can quickly put a serious strain on an individual's budget. It seems that money goes out faster than it comes in.
California Law on Bill Collecting
Taking the time to understand California's laws on bill collecting can teach you how to respond to collection agents when they contact you and help you recognize if an agency is using abusive or unfair tactics. The California Fair Debt Collections Practice Act prohibits bill collectors from threaten
Can You Buy a House While Going Through Chapter 7 Bankruptcy?
It is extremely unlikely that you will be able to buy a house while going through Chapter 7 bankruptcy. Chapter 7 is the fastest of all forms of individual bankruptcy, with the process lasting only a few months. Mortgage lenders simply are unlikely to approve a mortgage for a borrower who is current
A Bankruptcy Law Firm Can Help You Dig Yourself Out From These Problems
A bankruptcy law firm consists of legal practitioners who specialize in financial law, and who can help you prepare to file for financial relief. Here are some reasons people are finding themselves in dire straits.
How to Redeem Shares to Pay Bills
If you have investment shares that are held in a mutual fund, Individual Retirement Account (IRA) or other investment vehicle, you can redeem those shares to pay bills. Typically, the funds from the shares redemption are available in your checking account in just a couple of days once you request to
Are Debt Management Programs Good or Bad?
Debt management programs are just one of many options available for those who need help managing their debt.
What Are the Rules on a Chapter 13?
If you are filing for Chapter 13 bankruptcy, you must be bringing in a regular income to commence your case. Chapter 13 bankruptcy requires that you commit to a debt repayment plan. Under the plan, you make monthly payments to your creditors for a fixed period of years. One of the biggest advantages
Intuitive Job-Hunting Tips
There are many effective strategies that will improve your chances of getting a job, such as dressing appropriately for interviews and writing a professional resume. But at the end of the day, job interviewers are human beings who often make intuitive hiring decisions, trusting their gut feelings ra
Considering Bankruptcy - If It's The Only Option, Grab Your Life Back!
Have you got yourself in an impossible situation financially, and do not know where to turn? Do not fear bankruptcy, consider it as an option, and if you need to, take that option with pride...
HOA Special Assessments and Bankruptcy
Unpaid HOA dues can cause a lot of grief between homeowners. Board of directors usually tell your neighbors when you have filed bankruptcy and that you discharged your pre-filing unpaid HOA dues. What about HOA special assessments? Depending upon the circumstances the special assessment is discharge
Top 10 Reasons to Stop Feeling Bad About Bankruptcy
After helping so many people through the Arizona bankruptcy process for more than 15 years, the Arizona bankruptcy attorneys of Arizona Bankruptcy Now have seen firsthand the remorse and guilt experienced by debtors. Whether you're facing an Arizona foreclosure on your home, swamped in credit c
The Bankruptcy Act of 1914
The United Kingdom passed the Bankruptcy Act of 1914 as a corollary to an earlier Act in 1883. Both acts were meant to stem the tide of business men engaging in fraudulent dealings, particularly deals in which they did not have the funds to cover their investments. This Act laid out procedures for f
Documents Needed to File Chapter 13 in Montgomery, Alabama
One of the changes that occurred with the enactment of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was that any person filing for personal bankruptcy would have to prepare many more documents than in the past. Some documents are very complex. One mistake in completing a docum
Why Debt Settlement Filings Are Likely to Surpass Bankruptcy
Many Americans are facing the catch 22 situation where they are badly caught between the option of bankruptcy and the wretched state of insurmountable debt load. So many people effected by recession and weakened economy have actually come to a point where they have totally stopped paying their credi
Student Loan Cnsolidation
It's a concern which has confused smart male (at overdrawn financing restrictions) for a long time. Does one apply for personal bankruptcy, or perhaps does one bring debt consolidation as well as invest 10 years settling my personal financial obligation?
Can Creditors Make You Pay Your Spouse's Debt?
Usually, creditors cannot actually make anyone pay a debt until they file a lawsuit and win a judgment against the debtor. In the vast majority of states, even in this scenario you cannot be legally compelled to pay your spouse's debts. Certain states have community property laws that entangle your
How to Do Debt Consolidation Without a Lawyer
By means of a debt consolidation, you can combine your debts into one, and reduce your number of creditors and monthly payments. Different options are available to merge your debts. And while some debtors seek advice or assistance from lawyers and other financial experts, it is possible to consolida
Help With Chapter 13 in Mississippi
As a consumer, you may file for bankruptcy protection under Chapter 7 or Chapter 13 of the federal bankruptcy code. In a Chapter 7 bankruptcy, you give up any nonexempt assets and your liability for your debts is eliminated. In a Chapter 13 bankruptcy, however, you keep your possessions and repay yo
How to Calculate Annual Payment Debt Service
Debt service refers to the cash required over a certain period of time to pay back the principal and interest on a debt. The most common type of debt service is the monthly mortgage payment. For corporations, the calculation is a little more complex but still fairly easy. Corporations must publish a