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Bankruptcy : Business & Finance
Personal Bankruptcy Rules for Couples When Only One Spouse Owns a Business
Bankruptcy for couples is typically a last resort to fix a dire financial situation.ragged purse image by Oleg Kulakov from Fotolia.comUnited States Bankruptcy Code allows small business owners to file one of three types of bankruptcies: Chapter 7, 11 or 13. Depending on how you...
Ways To Evaluate The Best Orange County Bankruptcy Attorneys
Almost all bankruptcy experts will tell you to hire the best lawyers who can provide excellent representation for you.Of course everyone needs a good lawyer no matter what kind of case you have.The problem is how you can specifically identify good Orange County bankruptcy attorneys from the bad.If t
Bankruptcy and Legal Fees: The Cost of Filing for Bankruptcy
The cost of bankruptcy is one of the most immediate concerns for people who are considering it - after all, how can you pay to have an attorney handle a bankruptcy filing when you don't ...
Strategies and Information Crucial to File for Chapter 7 Bankruptcy
Chapter 7 bankruptcy protocols have grown a lot more complicated in recent years. The Bankruptcy Abuse Prevention and Consumer Protection Act, finalized into law in 2005, strengthened applicable legislation and furthermore created new Chapter 7 ...
If a Debt Is Discharged, Can Creditors Still Obtain a Judgment Against You?
A bankruptcy discharge prevents any creditors whose debts were included in your bankruptcy from collecting from you. If a creditor sues you after your bankruptcy discharge, that creditor is violating the discharge injunction unless the debt was nondischargeable.
If Someone Has Filed for Bankruptcy Before Will They Get a Denial of Discharge?
Bankruptcy is a legal means by which a borrower can be absolved of responsibility for some or all of the debts he has. The most important part of a bankruptcy case in this regard is the discharge, which tells creditors they cannot collect. If you have filed bankruptcy before, you may not be able to
How to Report Illegal Collection Agency Calls
The Fair Debt Collection Practices Act (FDCPA) restricts collection agency calls in many ways. Illegal practices include calling you before 8 a.m. or after 9 p.m., discussing your bill with anyone other than you, your spouse or your attorney, threatening you with harm, using profanities and purposel
What Should My Debt to Income Ratio Be for a Chapter 13?
Deciding whether or not you are in such financial straits that you should file for bankruptcy can be a harrowing experience. When making the decision, one of the first steps you should take is figuring out your debt-to-income ratio. Knowing this information will help you determine if a Chapter 13 ba
Chapter 13 Bankruptcy Definition
Chapter 13 bankruptcy is a method employed by consumers who have debts and are not in a position to pay them back. It is a way for them to restore their financial status and get back to a zero balance.
Credit After Bankruptcy: The Facts
You might be considering bankruptcy to fix your massive debt issue but you are afraid that the consequence might lead to you not getting credit. One might also believe the myth that it would take 10 years before they get credit. That's all there is to these statements: they are nothing more but
Can I Keep My Stuff If I File Bankruptcy?
One of the biggest myths in bankruptcy, mostly perpetuated by the credit card industry, is that you will lose everything if you file bankruptcy. These myths are constantly being put out there to scare you away from bankruptcy and the debt relief you may desperately may need.
Here Is The Scoop On Getting Car Loans With Bad Credit
Here is the scoop on getting car loans with bad credit. Today more than ever, people with less than perfect credit scores are able to get car loans. Knowing who to work with and who ...
How to Get Out of a Lease
If you're in financial dire straights and can no longer afford your apartment lease, there are legal ways to get out of a lease without paying substantial penalties. Consider these methods to get out of a lease to legally if you need to move immediately.
Bankruptcy Vs. Non-Payment of Unsecured Debt
If you have a mountain of debt and are contemplating bankruptcy or simply walking away, there are several factors to consider before making a decision.
The Difference Between Secured Debt and Unsecured Debt in Simple Terms
Many bankruptcy debtors do not understand the difference between secured and unsecured debt. These debts are treated very differently in bankruptcy. This discussion highlights the differences in plain and simple terms.
Bankruptcy Car Loans Are Now Available To Those That Have Been Told No
"Bankruptcy and car loans is an issue that effects a lot of people each year, and if you happen to be looking to purchase a car, you could end up finding find that you're going to need an auto loan after bankruptcy."
How to Pinch Pennies on Hotels
Hotel expenses are a major part of your vacation budget. The cost can make or break the decision to go on vacation when times are tough. This article will show you how to save money on your next hotel stay.
Conditions for Involuntary Bankruptcy
If a company in financial trouble owes you money, you may have to make the decision whether to press for an involuntary bankruptcy of the debtor. Working with the debtor to reschedule payments, or filing a lawsuit for breach of contract, are more plausible approaches. But in certain circumstances---
Filing For Bankruptcy Pro Se - Is It Possible?
Recently, the news reported that Ireland was added to the list of countries that were in danger of defaulting and being bankrupt. The financial problem is not only here in the US, it's worldwide. So you don't need to feel like the Lone Ranger if your personal finances are in the tank. If y