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Credit : Business & Finance
What Is A FICO Score?
What Does FICO Score Mean? A type of credit score that makes up a substantial portion of the credit report that lenders use to assess an applicant's credit risk and whether to extend a loan. FICO is an acronym for the Fair Isaac Corporation, the creators of the FICO score.
Can a Credit Card Company Contact Your Work?
When you owe money to a credit card company, it may seem like they contact you frequently to try to get the money you owe. According to the Federal Trade Commission, debt collectors are not supposed to be able to contact you at inconvenient times. If you are being contacted at work, you may be able
Understanding College Credit Cards
This article describes how students can understand and use college credit cards.
7 Reasons Good Credit is Important
You never realize just how much you need good credit until you try to use credit and you don't have it. There are many things you can't do these days unless you have good credit.
Using Debit Cards - A Better Alternative To Credit Cards?
These days using credit cards have become a way of life.As a consequence,repaying credit card debt has become a grave problem for many a users.Debit Cards are offshoots of such a situation.
Learn How to Improve Your Credit in These 3 Easy Steps!
It's no secret that a good credit score will give you great buying power.Many people struggle with the steps required to have a 700 plus credit score.I'm here to tell you that it's really not all that difficult if you know the secrets.There are a few simple steps that you must follow
Learn How to Improve Your FICO Score
If you would like to improve your credit score, then you will want to read this article. We will be discussing simple strategies that you can implement to raise your score.
Five Groups of Factors in Credit Score
In today's world customer rating is commonly used by lenders such as banks, card companies like Visa/ Master Card or cell phone companies or other organizations such as insurance companies, real estate companies, car dealers, government department etc. to predict customer risk. Customer rating
Is Ignoring Credit Reports a Big Mortgage Mistake?
Consumers may want to check their credit reports and scores, since not knowing these prior to applying for a loan could be a mortgage mistake.
How to Get Approved for a Secured Credit Card
In order for you to know how to get approved for a secured credit card after a dismal credit performance, it is highly recommended that you get some education about it. First things first.
Tips for Getting a Credit Card Even If You Have Bad Credit
Even people with bad credit have several options to choose from when it comes to getting a new credit card.There are plenty of banks with several offers designed especially for people with bad credit.Here are a few of the options you'll have and some tips for finding the best credit card, even
Gasoline Credit Cards
As a consumer you have the option of obtaining a gasoline credit card from any of the gas stations in your area.These credit cards are meant to help you save a little on each fuel purchase you make, but what are some of the rewards or benefits?How do the cards work?What is a list of gasoline credit
How Often Should You Check Your Credit Score? Never Wonder How Often to Check Your Credit Again!
Who else is wondering how often they should check their credit score? If you are anything like I was when I first got started learning about my credit, (and trying hard to fix it!) the very first question that comes to mind is how often do I need to CHECK my actual score to stay current? Does it cha
Low Credit Score Follows Credit Reduction
Several credit card companies have stopped offering credit cards as easily as they were a couple of years back. The reason is that the existing customers seem to find it really difficult to repay the principle amount of money leave alone the interest. This is why the credit card companies fear issui
How to Build Credit in 4 Simple Steps
During the course of an individual's life, many things can occur that cause their credit score to become damaged. When considering credit and credit ratings, consider also that everyone starts out with no rating at all.
How to remove an authorized user account from your credit report?
If a negative authorized user account shows up on your credit report, you probably want to have the account removed. You have to take certain steps to remove an authorized user account from your credit report.
Get Rid of Bad Credit - Here's How to Clean Up Bad Credit
Are you looking for ways to get rid of bad credit or rebuild your credit report? Have you been told that repairing bad credit is too hard or that it costs a lot of money? The truth is, you can repair your credit, without paying someone else to do it for you. You just need the right information.
Traveling with Credit Cards - What you Need to Know
As you make travel plans this summer, be sure to pack the plastic. Credit cards are a convenient tool to finance your trip. To make the most of them, it's best to keep a few factors in mind. Here's what you need to know before you go.
Results of Being Sued by Credit Card Company
If you do not make your credit card payment by the due date, the credit card company will likely send you a late notice and call you to compel you to make your late payment. The creditor may also assess late charges on your account, which you must pay to bring your account current. If you continue m
Change your life's course
Tired of waking up in the morning, preparing and going to work, 8-hours job stay, over-time and night differentials, and receiving salary you've toiled for only to find it isn't enou