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Personal Finance : Business & Finance
How to Calculate Military Severance Pay
When a service member involuntarily leaves the military with an honorable discharge, he may be eligible for military severance pay. This one-time payout was instituted to better enable military personnel to transition to civilian life after a lengthy period of service. It takes into consideration th
Can You Collect Unemployment If You Get Fired While on Disability?
According to census information compiled by the Bureau of Labor Statistics for 2009, there were approximately 27 million disabled U.S. residents, and just over 6 million were working or looking for work. Finding suitable employment for the working disabled is a challenge in the best of times. Losing
USDA Food Stamp Grants for Students
The U.S. Department of Agriculture receives funds from the U.S. Treasury to fund the food stamps program, officially known as the Supplemental Nutrition Assistance Program. This program provides free groceries to low-income college students, families and individuals. College students may be eligible
What Are the Requirements for Opening an IRA?
Anyone who has yet to reach his 70 ½ birthday and has earned income can open an IRA. Even your children can open one, assuming they are earning money. Maybe your employer limits the amount you can put away for your retirement. Or maybe you are looking for another way to lower your taxes, or you
Who Do I Contact to Cash in My 401K?
A 401k plan is an employer's benefits plan offered to employees seeking tax-deferred retirement savings. These plans are regulated by the Internal Revenue Service, with each plan having a plan administrator monitoring, recording and reporting all activities in the plan. Liquidating your 401k account
Pell Grants for First-Year Students
Pell Grants are a form of financial aid the federal government awards to students, depending on their financial need. Because the award is a grant, you do not need to repay the money, making it one of the best ways to pay for your college education. Apply for a Pell Grant early in the year during wh
Can I Draw Unemployment While Staying in Another State?
No rules exist barring you from collecting unemployment benefits while in another state. If you are vacationing or taking care of a sick relative and not fulfilling your eligibility requirements, you may experience some problems collecting benefits. Benefits can be legally collected while out of sta
Good Housekeeping Money Tips
Finding ways to save money can really make those pennies add up over the year.Shana Novak/Stockbyte/Getty ImagesLearning how to manage your money can help you avoid debt and prepare you for unstable economies and unforeseen circumstances. The term "good housekeeping" is used as a standard...
Know your financial services India Company before investing
Money is one of the most important aspects in every individual's life and to lead a good, comfortable life it is essential to be financially stable. In times when people want to live lavishly with ...
Difference Between Gross Pay and Taxable Gross Pay
An employee is required to pay federal income tax, Social Security tax, Medicare tax, in most cases state income tax, and in some instances local income tax via tax withholding. Depending on the employee's situation, her employer takes the respective tax out of her gross compensation or taxable gros
Social Security Eligibility Information
Social Security is designed to help provide for workers when they get older and can no longer work the way they once did. It's funded by those currently working -- part of their wages are put into the system, and employers match those funds. Approximately 96 percent of working Americans are covered
Who Pays the Deductible in a Car Accident?
As a car insurance policy holder, when a car accident occurs it is a relief to be able to say "I'm covered." But bear in mind that most car insurance policies require the policy holder to take some type of responsibility for an incident in the form of a deductible.
How to Organize Your Personal Investments
Organizing your personal investments, along with other financial records, can make filing taxes or conducting specific transactions faster and easier. One of the biggest organizational obstacles is finding a system that is not too complicated but works for you, according to Liz Pulliam Weston of MSN
Who Qualifies for Food Stamps in Illinois?
Illinois food stamp participation rose 11 percent between December 2009 and December 2010, according to the Kaiser Family Foundation. The official title for food stamps is the Supplemental Nutrition Assistance Program. Though there was a time when stamps and coupons were actually used, SNAP benefits
How to Get a Fresh Start Without Filing Bankruptcy
While bankruptcy relieves struggling consumers from unsecured debt, the effect on your credit rating may not be worth the benefit. Filing for bankruptcy requires attorney fees, filing fees and trustee fees and incurs interest charges. Additionally, filing for bankruptcy leaves a negative mark on you
How to Pay for a Veterinarian Bill You Can't Afford
Dogs and cats and other pets are becoming more and more a part of family life in most parts of the world. In fact, 62 percent of U.S. households now own a pet, according to the 2009/2010 National Pet Owners Survey compiled by the American Pet Products Association. When a pet falls ill unexpectedly,
Financial Analyst
Financial analyst An individual or an organization needs to manage its wealth well. Although, there are varied economic counsellors, for an organization, a financial analyst provides in-depth and logical inputs and reports to decision makers ...
Facts About Free Credit Reports
Every consumer has the right to review her personal credit history. Regrettably, some people never order their credit report and are thus unaware of possible inaccuracies. There are several ways to acquire a report, but instead of paying for it, learn how to review your report from all three bureaus
How Does a 401k Work?
A 401k plan is offered through an employer. It is a type of savings plan designed to supplement a person's social security benefits when they retire. It is strictly an opt-in benefit that most major employers offer employees.The BenefitsWhen a 401K plan is offered to an employee, the...