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Personal Finance : Business & Finance

What Is an Identity Theft Affidavit?

Identity theft is one of the main concerns for many consumers as more of their personal information is becoming available through social networking sites and other venues. A victim of identity theft must take several important steps to restore his good name. An identity theft affidavit makes it easi

Utility Assistance Grants

Utility assistance grants help to keep low income individuals and families, senior citizens, disabled people and young children from living in cold houses and apartments. Money for the grants comes from federal, state and local government agencies. Help is also available through non-profit organizat

How to Calculate Minimum Distribution

IRAs, Individual Retirement Arrangements, are retirement plans that let the owner contribute money to the plan tax free. When the plan disburses money, the owner must pay taxes on the plan. For the Internal Revenue Service to collect taxes on the plan, the IRS sets a minimum distribution the owner m

The Average Salary of a Guest Star on a TV Show

Guest-starring on a TV show is a opportunity for an actor to build his resume. What a guest star is paid depends on which union governs the show. The American Federation of Television and Radio Artists and the Screen Actors Guild are the unions that set performer rates for TV shows. Producers are mo

What Is Forbearance?

When situations that affect your financial earnings occur, such as unemployment or an injury, you may find yourself without the financial means to meet your obligations. Utility bills, food and medical costs may require your entire disposable income leaving loans and credit card bills at risk of ent

Salary of a Homicide Detective in Washington, DC

Homicide detectives in Washington, D.C., are among the highest paid in the country, ranking first in a list of top-paid detectives. In a field that is predicted to grow by 10 percent due to population growth until the year 2018, homicide detectives in the nation's capital have a secure job.

How to Make Money Recycling Computers

People don't often fix computers any more, most just replace them. This can open open a door to making money with ease. Computer parts Recycling can can make you extra cash with little to no overhead!

How to Start Making Money Using Your 401k

It is possible to start making money with your 401k even in a slow economy. Stock market trading is a risky process, but it can be lucrative for savvy investors. For those who are currently invested in a 401k, money market fund, or accounts IRA there may be some serious concerns with the current s

What Are Fixed Income Securities?

Fixed-income securities are financial instruments issued by various entities to raise money as a form of debt. Investors buy fixed-income securities to receive interest payments over time and for the return of the full investment principal if securities are held to maturity. Interest paid by securit

Stretch IRA Rules

When you inherit an individual retirement account (IRA), you have two options: take a lump sum distribution or take what the Internal Revenue Service (IRS) calls required minimum distributions (RMDs). The second option allows you to "stretch" an IRA's tax benefits over many years.

Rules for Structuring Cash Withdrawals

Structuring money deposits or withdrawals to circumvent reporting requirements is a felony that can result in civil and criminal penalties, as well as result in asset forfeiture. The term is defined in the Treasury Department's Recordkeeping and Reporting regulation 31 Code of Federal Regulation 103

Child Support Laws for Fathers

Fathers who provide child support help pay for the food, shelter, education and clothing of their children. A support payment may also reimburse the government for welfare payments the custodial parent receives. A father can also provide non-monetary child support in the form of health insurance and

How to Calculate SSDI

Workers who acquire enough work credits and become disabled are eligible to collect disability benefits, according to the Social Security Administration. The work credits you receive are determined by the amount of years you worked and by your earnings at a position covered by Social Security. For y

What Is an International Money Order?

International postal money orders are a good way to send cash to foreign addresses when you are not sure when a check will clear and do not wish to send cash. They can be sent via first-class mail, or express mail, between countries and can be insured by the U.S. government. In 2009, it cost $3.85 t

An Aeron Chair: To Save You Money?

You’ve learned about and have even tried it out, but the price of the Aeron chair is apparently a bit over for your finances. And for more “conservative” people, the question is not necessarily if ...

Financial Help for Teenagers

If you are a teenager thinking about purchasing a car or planning for college, it can take a while to save the money you need. If you are working, that is a great start to saving. Here are some financial tips to help you save more money for your future plans.

Scholarships for Southeastern University

Located in Lakeland, Florida, Southeastern University operates as a Christian liberal arts college with a student population of around 2,700 in 2010. Southeastern University offers undergraduate and graduate degrees and students can choose to earn their degree in a traditional classroom setting with

How Much Unearned Income Can You Have With Social Security?

You’ve contributed to Social Security your entire adult life; now you may have questions as you contemplate tapping your Social Security benefits. As you figure your household budget based on retirement income, you’ll need to know if sources of unearned income such as pensions or annuiti