Beneficiary Information

• The beneficiary's name must be provided as it appears on his bank account. This means including middle names and full names without any abbreviations. The wire transfer must also include the beneficiary's address, bank account number and the amount of money being wired.
  
  

U.S. Beneficiary Bank Information

• The wire transfer must include the full name of the beneficiary's bank, the address of the bank branch receiving the funds and the bank's routing number. A routing -- or ABA -- number is a unique nine-digit number assigned to U.S. banks for easy identification. These numbers can be found on the bottom left-hand corner of the beneficiary's checks.
  
  

International Beneficiary Bank Information

• Wire transfers going to banks outside the United States require different information. In addition to the beneficiary's bank name, address and account number, the international transfer process requires a Society for Worldwide Interbank Financial Telecommunications (SWIFT) code and a Clearing House Interbank Payment System Universal Identifier (Chips UID). Depending on the country, the wire transfer may need an International Bank Account Number (IBAN); a Sort Code, required for United Kingdom banks; or Bankleitzahlen (BLZ), required for banks in Germany.
  
  

Commercial Wire Transfers (Cash Transactions)

• Several services, including Western Union and Moneygram, also facilitate wire transfers. These transfers do not originate at banks; instead, they have their starting point at a store, online or over the phone. The required information for these cash transactions is the same as those for a wire transfer between U.S. banks -- the beneficiary's name and address, as well as all of her bank's information.