What to Do When You’Re Stricken With a Workplace Disability

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With the economy still reeling from 2008's devastating collapse, holding onto a job has become more important than ever. Not only are businesses everywhere closing their doors, the economy isn't creating enough new positions to accommodate the countless droves of jobseekers. Worse yet, people who have managed to survive downsizing and mass layoffs have lost their health benefits and seen dramatic reductions in their 401ks. In light of all this, it's nothing short of a miracle that a fair number of people remain gainfully employed.

Between employers cutting benefits across the board and the constant threat of sudden termination, it's amazing that you're able to report to work every morning and do your job unimpeded. However, things can change at the drop of a hat if you suddenly fall victim to an on-the-job injury. Things look even worse if this injury stands to prevent you from doing your job. All too often, companies won't hesitate to get rid of employees who can no longer work due to injury - even if the injury was incurred on their watch. If you've recently been the victim of a workplace injury, taking the following steps will help you deal with the accident's aftermath and ensure that you get what you're owed.

Consult a Disability Lawyer

If your employer or insurance provider refuses to pay out after you incur an on-the-job injury, don't hesitate to consult a trusted disability lawyer. The right attorney will put pressure on disreputable employers and stubborn insurance companies until they agree to give you what you're owed. Since most workplace injuries are the fault of unsafe working conditions, it's important to realize that you're not to blame. It's not uncommon for companies to go out of their way to absolve themselves of any responsibility following an accident, so it's important to have a skilled attorney by your side. When the people responsible for your current predicament refuse to treat you fairly, there's no other recourse but legal action.

Take Part in Physical Therapy

Depending on the severity of your injury, you may need to enter physical therapy in order to regain full mobility. Although this can be a physically and mentally taxing experience, it's often the fastest way to return your body to normal. Suffering from limited mobility and being unable to work can be a huge blow to one's confidence, so if you're in a hurry to reclaim your self-esteem and return to your job, a trained physical therapist can be your greatest ally. Regular physical therapy appointments can be somewhat costly, but they're fully covered under many insurance plans.

Talk to a Therapist

Because of the psychological impact severe workplace accidents can have on victims, many of them are able to find relief through talking to therapists. Through a combination of heartfelt conversations, journaling exercises, stress-relief techniques and EMDR treatments, a skilled therapist will be able to rid you of any residual trauma the accident has caused. If regular therapy simply isn't enough, consider attending a support group for accident victims.

On-the-job accidents can strike without warning in a number of different workplaces. By familiarizing yourself with the right people to talk to, you can ensure that you're well-connected if you ever fall victim to a workplace disability.
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