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Bankruptcy & consumer credit : Law & Legal & Attorney
Bankruptcy Appellate Rules
Debtors and creditors must follow certain rules in appeals cases.judge image by dinostock from Fotolia.comIn a bankruptcy case, the bankruptcy judge may hear a matter brought before it by a debtor or creditor. The judge makes his decision, and the party that the judge rules against may...
The Pitfalls of Chapter 7 Bankruptcy
Filing for Chapter 7 bankruptcy is a life-altering decision that everyone should carefully consider. Here are some reasons you might want to consider other financial options before going through the C
Kentucky Small-Business Overtime Wage Laws
Small businesses may be exempt from paying overtime.construction worker image by MAXFX from Fotolia.comFederal labor law, established through the Fair Labor Standard Act, and Kentucky state labor law require all employers to pay overtime to their employees. With some exceptions, overtime...
How to Find & Appoint a Registered Agent
If you are thinking about converting your business to a corporation, certain legal steps must be taken. Typically, you must file an articles of incorporation document with your state's corporations division. On this form, you must list a registered agent. The registered agent is the person appointed
LLC License Laws
LLCs are particularly popular for those who want to avoid being personally responsible for company mishaps.debt defined image by Christopher Walker from Fotolia.comA Limited Liability Company, or LLC, is a business structure that allows owners to have limited liability with company debts...
Filing Bankruptcy Might Be The Best Solution To Unbearable Debt
There can be many reasons for financial issues to get out of control like job loss. You will not be able to pay and interest continues to increase, that time filing chapter 7 bankruptcy can help you."
Legal Separation & Bankruptcy
When an individual or couple file for personal bankruptcy, their assets become part of a "bankruptcy estate" that is overseen by an appointed neutral bankruptcy trustee. The bankruptcy estate will remain in effect for the life of the bankruptcy ranging anywhere from a few months to five years depend
Bankruptcy Attorney Versus Debt Consolidation
Depending on who you talk to, there is an ongoing debate by financial experts regarding the easiest and most efficient way for consumers that are buried under their debt to find a way out. Speaking with a bankruptcy attorney will get you a polar opposite opinion from someone who believes in debt con
Life Post-Bankruptcy: How Will Filing For Bankruptcy Affect My Credit?
My clients are always very concerned about how filing for bankruptcy is going to affect their credit. While it is true that bankruptcy will negatively impact your credit, and that it can appear on your credit report for up to ten years, chances are if you are filing for bankruptcy relief your credit
Sales of Closely-Held Company Stock & SEC Rules
Even small closely-held companies must obey SEC rules.Company logo image by Max creative from Fotolia.comDecisions to restrict corporate ownership to a small group of active contributors and investors requires strategic and effective planning. Offering the company's shares to more...
Can You File Bankruptcy on Pending Judgments?
If you owe money to an individual or creditor and he has been unable to collect from you, he may choose to sue you through a court action so that he can obtain a judgment. Until the judge makes his final decision, the judgment is pending. Bankruptcy laws protect you from extreme financial hardship t
What is Bankruptcy Proof of Claim Court and How Does it Work?
It's not a great moral sin to go into bankruptcy. Just look at the seminal American department store chain K-mart. They went bankrupt in 2002 and rebounded just 15 months later.
How Will Filing Chapter 13 Effect My Credit?
A Chapter 13 bankruptcy may be the solution if your debt has become unmanageable or lenders are threatening to foreclose on your home or repossess your vehicle. However, before you file, you should take into consideration the effect that a Chapter 13 bankruptcy will have on your credit score.
The Advantages of a Limited Liability Corporation
A limited liability company, or LLC, means just that The participants' liability is limited to the assets that they have pledged to the LLC.
Is it Possible to File For Bankruptcy Without an Attorney?
When you're seriously thinking about declaring bankruptcy, chances are you're pretty deep in debt. You're probably buried under credit card bills, medical expenses, mortgage payments, and other looming financial obligations. In this situation, we're tempted to cut back on every p
How to Register an LLC in the United States
Every state in the United States provides for the creation of limited liability companies (LLC). Entrepreneurs opt to register an LLC to obtain the benefit of limited personal liability. Organizers must choose one state in which to file an LLC. Each state appoints an agency for registering LLCs and
Reform 3/2009 to the Spanish Insolvency Law
The Royal Decree Law 3/2009 of the 27th of March is a reform of the principal Spanish rules relating to insolvencies.This article makes reference to those issues that we understand to be the most rele
How to Change from a DBA to an LLC
Having a sole proprietorship or partnership business enables you to make use of DBA status. DBA stands for "Doing Business As" and allows you to make transactions and represent your company using an alternate name. However, if you are ready to make the transition from DBA to a fully registered limit
What Is the Meaning of Trade Claim?
A creditor makes a trade claim to a debtor when the debtor fails to pay the creditor. Investors purchase trade claims with the intention of making financial gains in the future. Trade claims are common in bankruptcy cases.
How to Fill Out Copyright Forms
If you're a new author of a creative work, such as a novel, film, artwork or choreography, you'll need to know how to fill out copyright forms so that your creation receives all the rights afforded under federal copyright law. This article shows you how to fill out Form CO, the application form used