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Bankruptcy & consumer credit : Law & Legal & Attorney
A Bankruptcy Attorney Can Help
There will come a point for many consumers when they will have to take a good and hard look at their finances, and then they will decide that they have to throw in the towel, and file for bankruptcy of some sort. There are several chapters of bankruptcy that a consumer can file for, but they all mea
What Happens to a Co-Signer if a Primary Borrower Declares Bankruptcy on a Student Loan?
Pursuing higher education is a wise endeavor, but also an expensive one. Many college students turn to student loans to finance their education. Since college students are often young, and may not have established good credit, lenders may want a co-signer to ensure payment of the loan. Both the borr
How to Successfully Avoid Bankruptcy
Filing a bankruptcy is a step that is taken as a last resort. You should consider pursuing bankruptcy only when there are no other reasonable options available to deal with your financial problems. You can employ a variety of effective strategies as a means to successfully avoid bankruptcy.
How to Transition a Dental Office From a Sole Proprietorship to a Corporation
Dentists beginning their own practice may find a sole proprietorship tempting. Because there's no legal separation between proprietors and their businesses, proprietorships are easy to establish, finance and operate. They involve minimal paperwork and legal reporting. However, that lack of legal sep
Defending A Foreclosure In Bankruptcy
For many people, the threat of foreclosure looms just around the corner; for others, it has already been an unpleasant life experience. While dealing the mortgage debt can be tricky, it certainly isn&
Bankruptcy Insolvency Act of Canada
The Bankruptcy Insolvency Act of Canada is a federal law governing the affairs of people who are in bankruptcy and have not committed fraud. It was written to protect their rights, as well as the rights of creditors. The Act also sets out the rights and responsibilities of people and agencies acting
Personal Bankruptcy Laws for Hawaii
Hawaiians who can't pay their debts through traditional means might qualify for federal bankruptcy protection. However, this decision is not one to make lightly; any type of bankruptcy requires strict adherence to a number of laws and guidelines, according to the United States Bankruptcy...
What Is Chapter 7 and Title 11?
Filing for bankruptcy is a major decision that can greatly affect your credit and may lead to other negative consequences. Bankruptcy should only be considered as a last resort to solve problems associated with debt. However, if you are deep in debt, filing for a Chapter 7 bankruptcy can give you a
Why Your Best Bankruptcy Option Is To Use A Bankruptcy Lawyer
The days when filing bankruptcy may have been a "do it yourself" procedure are long in the past. Do not attempt to find alternatives to using a good bankruptcy lawyer, since it may cost you even more in the end.
Can a Bankruptcy Affect an Employment Search?
Bankruptcy is a legal declaration that you are not able to pay your creditors. If you declare bankruptcy, the courts may forgive all or a portion of your debts, but the information will remain on your credit report for up to 10 years.
What Happens if the Signed Reaffirmation Agreement Was Not Filed During the Bankruptcy Procedures?
Failing to file a reaffirmation agreement means you, in spite of signing the agreement, have not reaffirmed the debt. The decision to reaffirm a debt is voluntary. If you have a loan that is secured by property, you must tell the court what you intend to do about the loan. Choosing to reaffirm the l
The Rules & Regulations for Filing Bankruptcy
In the United States, the federal code has regulations concerning individual and corporate bankruptcy. Title 11 of the federal code contains laws relating to bankruptcy, and there are six different types of bankruptcy recognized by federal law. The different types of bankruptcy are known...
How to Create a Nevada Corporation or LLC
Both corporations and LLCs are formed, maintained and taxed on the state level. This means that every state enforces different formation requirements for these two types of business entities. Nevada offers one of the most business-friendly tax environments for corporations and limited liability comp
How to Transfer an Incorporated Business to a Spouse
Incorporated businesses are considered to be distinct, legal entities from their owners. In this way, no one really owns an incorporated business; you merely own shares (parts) of the corporation. Transferring a business to a spouse involves transferring your ownership interest in the corporation's
The Advantages of Hiring a Bankruptcy Attorney
Filing for bankruptcy can help individuals who find themselves in a position where they are no longer able to pay off multiple debts, but there are many factors to consider before deciding if this option fits one's unique financial position. Since the process of filing for bankruptcy and findin
How a Chapter 7 Bankruptcy Attorney Can Help You
You want to make certain to choose a seasoned Chapter 7 bankruptcy attorney that is familiar to many aspects of bankruptcy laws. This insures you greater protection for the assets that you have. The advice that you get at this stage in the game is crucial and should assure your future security.
How to Locate a Person in Ontario
Locating a person in the Canadian province of Ontario is not that hard, even with its population being at nearly 13 million people. Many years ago, locating a person in Ontario was restricted to the local phone book or calling a telephone operator in Ontario and hoping she had the information you ne
About Chapter 7 Bankruptcy
Filing for Chapter 7 bankruptcy involves paying for outstanding debts by liquidating assets. The Chapter 7 filing process can be undertaken by both businesses and individuals and can relieve the debtor from collections agency liabilities, help repair or restore bad credit and create a 'clean slate'