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Personal Finance : Business & Finance
Social Security Survivor Benefits and a Divorced Spouse
Survivors of deceased workers accounted for 16 percent of the Social Security benefits awarded in 2009, according to the Social Security Administration. A small percentage of those survivors are divorced spouses entitled to survivors benefits. In addition to qualification by the deceased for benefit
How to Get Collections Off Your Credit Report
Individuals fall behind in their payments for a variety of reasons. In the current market, this is becoming a more common occurrence. Identity fraud is also a prevalent problem and can wreck havoc on a person's credit.Regardless of the cause for collection activity, there are some step
How to Use American Express Bonus Points
Make your purchases go further through the American Express Membership Rewards program. By participating in the program, you earn one Membership Rewards point ( also called bonus points) for each dollar you spend. Redeem points for hotel, restaurant or electronics purchases. Use your points at any t
Can My Husband or I Claim My Child on Taxes?
The Internal Revenue Service allows taxpayers to claim their children as dependents on their income taxes. Each dependent claimed lowers your taxable income for the year. Knowing who can claim dependents will help you better plan for your income taxes.
Frequently Asked Questions on Florida Foreclosures
A writer from "The New York Times" coined it "the American Dream in reverse." This is what foreclosure must seem like anywhere, but in some parts of Florida, entire neighborhoods have fallen in the wake of lost homes, lost jobs and hard times. If you are caught up in a foreclosure in Florida yoursel
What Benefits Are You Entitled to as a Discharged Army Reservist?
Benefits available to military reservists and veterans after their discharge from active duty can be quite substantial. Available benefits include money for education, the VA Home Guaranty, life insurance, burial and memorial benefits, re-employment under the Uniformed Services Employment and Re-emp
Dance Related Scholarships
Children and adults pursuing a dance career and amateurs improving their skills benefit from dance-related scholarships. Universities, professional organizations and private foundations award funds to defray the costs of tuition, attire and materials. Dance programs awarding scholarships sometimes r
What Are the Consequences of Cashing a Bounced Check?
When you write a check, you are entering to a legally binding agreement with the payee. The recipient of the check is taking your word that you have the funds available in your account to complete the purchase and transfer the money in exchange for goods or services delivered. If the...
The Average COTA Salary in Mississippi
Occupational therapy helps people with disabilities become more self-sufficient. Occupational therapists and their assistants teach clients new skills or help them with rehabilitation activities. The state of Mississippi requires occupational therapists to have a license to practice, and their assis
Money 101: Five Tips for College Students on Money Management
College students have a reputation for frugal living. However, college students still often find money for various forms of entertainment. Prepare yourself for life after college by looking for ways to effectively manage your finances. Even on a small or non-existent income, many opportunities exist
What Percent to Save for Retirement
According to the United States Department of Labor, less than half of all Americans have actually figured out how much they need to save in order to retire. Another surprising figure is that over 10 percent of the private workers with 401(k) access participated in the program. With the average Ameri
The Average Welfare Benefits
The U.S. welfare system is designed to help people who are right at or below the poverty threshold acquire temporary benefits. The system is also designed to help people get back on their feet after falling on hard times. And after experiencing the 2008 economic meltdown almost as bad as the 1930s d
How to Find Grocery Store Coupons and Where
To save lots of money with grocery coupons you obviously have to have lots of coupons. But where to get all these food coupons is a challenge for some people.
How to Get Free Grocery Coupons on the Internet
If you don't see grocery coupons as money, now is the time to start! By printing online grocery coupons, you can use your home computer and printer as a virtual ATM machine. Learn how to print free online grocery coupons and save money on your grocery bill.
How to Make a Doggie Sweater Using a Sweater Sleeve
Dog sweaters make a nice winter accessory for your small dog; however, the sweaters sold in stores are often expensive. With an old sweater sleeve and a bit of ingenuity, you can create a winter sweater for your dog, spending little or no money on the project.
Personal Budget Plans
The surest way to financial ruin is to spend more money than you earn and use excessive amounts of credit to make up the difference. If your spending is out of control, or you just want to save more money each month, you must set up and stick to a personal budget. Budgeting takes planning and the wi
Social Security Wage Information
Social Security wages are those your employer reports to the IRS as subject to the Social Security withholding tax. This withholding is your individual contribution to the Social Security fund.
How to Pay Bills at AXS Machines With Diners
Located in Singapore, AXS stations are interactive terminals that resemble ATM machines. Instead of dispensing money, like an ATM, however, the AXS accepts money for bill payment and payment of fines. AXS users can also top off prepaid cards, purchase movie tickets, pay for resort packages, purchase
How to Use Envelope Budgeting
In this article we examine the guaranteed money saving method of envelope budgeting and why you should add it to your arsenal of practical money saving tips. The Basic How-to Envelope budgeting is the old-fashioned ...
Retirement Plan Compensation Limits
Retirement plans, such as 401(k)s, traditional and Roth IRAs, Simplified Employee Pension plans and SIMPLE IRAs, have clearly defined contribution limits that allow them to qualify as IRS tax shelters. Although limits change and differ between plans, they are easy to understand.