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Personal Finance : Business & Finance
Traditional Credit Cards
Installment loans are a specific credit type that involves repaying a set amount of money on a predetermined payment schedule. You pay back the original amount, along with interest. Such loans are usually extended for a special purpose, like buying a home or car. Credit card accounts are also a type
How to Manage Retirement Funds
Learning to manage your retirement funds is a lifelong process that begins, ideally, in your twenties and thirties when you begin to squirrel away funds for your golden years. You will need to learn to make wise investments and nurture them well, but you also need to know when to pull out of your in
How to Compare HELOC Rates in Banks
A home equity line of credit, also known as a HELOC, enables a homeowner to borrow up to a specific amount secured by the home. Unlike home equity loans that have a fixed interest rate, HELOCs have a variable annual percentage rate (APR) that can fluctuate over time. It's important to compare rates
Personal Loans Poor Credit Option: Where To Go For
Personal loans poor credit option is one such option that is considered as the best option especially at the time of recession. Get known to this option to solve your money related troubles. It is ...
How to Make a Car Payment Using Mastercard
Making a car payment using Mastercard is easy with a phone or Internet connection, or you can make the payment through the mail. While you might want to evaluate the financial wisdom of charging a car payment on a credit card, in a cash-strapped situation it could keep you from incurring a late fee
Define FICA Taxes
FICA stands for Federal Insurance Contributions Act, which was the act that originally implemented the FICA taxes. FICA taxes, also known as payroll taxes, are applied only to earned income. Your earned income includes your wages, bonuses and tips. You do not have to pay FICA taxes on investment inc
Truth About Living Trusts
Living trusts are a type of estate-planning tool that you can use to direct what happens to your assets when you die. This type of trust differs from other trusts in that the grantor sets it up during her lifetime. This type of trust has several features that make it an attractive option, including
NGC Graded Gold Eagles
Building a quality collection of American Gold Eagle Coins requires a great deal of time and patience. By adding to your collecting one quality coin at a time, you will be able to exercise a ...
How to Stop Payment on a Debit Card
At some point in time, it may be useful to know how to stop a debit card charge, or payment. Whether the charge is a recurring fee, a fraudulent charge or an accidental one-time charge for which you are responsible, it is important to know that you can usually easily stop the debit transaction.
What Do You Need to Open a P.O. Box?
There are many reasons for renting a P.O. Box. If you travel frequently, want to protect your privacy or have a home business, it may be convenient to rent a P.O. box versus having the mail delivered to your house. It’s convenient and you know your mail is secure. There are many factors to con
A Flight Attendant's Weekly Salary
A flight attendant must be a strong team player, an outgoing individual who excels at customer service. Part of the job includes offering friendly service to tired and exhausted travelers, who may not be in the best mood during a flight. A flight attendant's weekly salary will vary depending on the
What Is the Purpose of a Letter of Credit?
It is not unusual for people to make purchases worth a lot of money. However, sometimes the value of a purchase is high enough that a seller wants some kind of guarantee that a buyer will pay. In these instances, a buyer might need to go to his bank and request a formal letter of credit. These lette
Low Income Utility Help
Low income utilities bill help can make the difference between a family living in a warm house or apartment during winter and a cool home during hotter seasons. Charities and community organizations provide help to low-income residents, senior citizens and people with disabilities so they can pay th
How to Calculate Interest Payments on Bonds
Bonds are loans that are sold to investors, usually by companies or governments, to raise money for projects. Companies may choose to issue a bond rather than sell more stock to avoid diluting the ownership of the company. The issuer makes interest-only payments on the bond for a set period of time
Commercial Real Estate Investment Properties
Over the years, my clients have understandably wanted me to pursue all opportunities to sell their property. To do this, I am often asked to list their property as an investment, and the inclusion in ...
Trading Technical Analysis in Global Market
Generally, qualified Forex brokers provide a reliable trading platform, round-the-clock customer support during Forex trading hours, access to Forex news and commentary, technical analysis tools and charts etc. Brokers, who offer less than the mentioned ...
How To Check SSI Benefits
The Social Security Administration (SSA) provides Supplemental Security Income (SSI) to low-income elderly---age 65 and up---and disabled individuals who are not eligible for full Social Security disability or retirement benefits due to lack of a sufficient work history. If your check isn't deposite
Web Training for Forex Trading
The foreign currency exchange market, or Forex, provides opportunities for anyone to speculate on the exchange rates between currencies. It is an appropriate market for the novice to learn, since it trades 24 hours a day, offering anyone the chance to participate in their free time while keeping ano
How Do I Change My TSP to a Roth IRA?
When you leave the federal service, be sure to take your retirement funds from your Thrift Savings Plan with you. You will no longer to make contributions to a TSP account once you stop working for the federal government. By rolling over your TSP into an IRA, you will be able to continue saving for
There is life after a bankruptcy or an IVA
It is reported today that 29,444 people in England and Wales declared themselves insolvent in the last quarter of 2008; this is an 18.5% increase for the same period in 2007. About 2/3rds of these ...