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Bankruptcy & consumer credit : Law & Legal & Attorney
Cease and desist debt collector harassment letters must be in writing
We get a lot of clients who state 'but I told them to stop calling me and they keep calling, isn't this a violation?'
Does an Estate Cover Sole Proprietorships?
Sole proprietorships are businesses owned and operated by one person. Titling a business in this manner is problematic when the owner dies, as technically the sole proprietorship ceases to exist. It is very important for the sole proprietor to make good estate-planning decisions and when writing a w
What Happens After a Bankruptcy Was Revoked?
When a bankruptcy is discharged from the U.S. Bankruptcy Courts, many debtors believe their battle with creditors is over. If a debtor fails to meet the terms of the discharge, or committed fraudulent acts before or after his discharge, his creditors may seek a revocation of the discharge. If a bank
How to Dismiss a Chapter 13 Bankruptcy
A Chapter 13 bankruptcy is designed to provide you a court-supervised payment plan through which you satisfy most, if not all, the debt owed to your creditors over the course of two to five years, according to the U.S. Bankruptcy Code. If you reach a point where you believe it would best serve your
What Is A Loan Audit?
In the current economic climate, millions of homeowners are struggling to afford the price of their homes. In many cases, the original value on the loan doesn't reflect the actual value of th
Do You Have to Wait for Bankruptcy to Be Discharged Before Getting a Car Loan?
A bankruptcy discharge means the process is complete and the debtor’s finances are no longer under the control of a federal bankruptcy court. However, that can take up to five years, and some bankrupt individuals may need a car before then. Fortunately, there are options for applying for and r
How to Choose a Chapter 7 Bankruptcy Attorney
Choosing a chapter 7 bankruptcy attorney is not something most people want to do, but it is usually necessary when they have exhausted all other options. Hiring one of these professionals is in your best interest for the future. This person will be dealing with your financial future, so you want to
Can Municipalities File for Bankruptcy?
During the Great Depression in the 1930s, 2,000 towns became insolvent and had no option to get a new start with bankruptcy. In 2011, a municipality -- governing body of an area such as a county or other local government -- can declare bankruptcy and municipal bankruptcy works like a personal bankru
How to Find a Tract of Land in North Dakota
North Dakota is known for its wide stretches of flatland, grasses, whipping winds and gale-force winters. North Dakota is less known for having one of the best cost-of-living indexes in the nation and abundant and relatively inexpensive real estate. The state is considered a rural state because the
Mass Joinder Lawsuit Consumer Alert
When Los Angeles lawyer Luis Rodriguez responded to a summons-like mailer soliciting him to join other homeowners in a lawsuit against the Bank of America, he was told he qualified to be a plaintiff a
Hiring a Business Bankruptcy Attorney for the Best Legal Advice
For businesses facing imminent closure due to heavy debt, it is well worth their time to consult a business bankruptcy attorney. It is a well known fact that more than half of new businesses fail within the first year of operation. With the recent economic decline, even older, once stable businesses
How to Report Mutual Funds
According to veteran tax lawyer Kaye Thomas, a mutual fund offers a way to have professionals manage invested money as part of a large pool of contributions made by multiple investors. This investment method offers two main advantages. One advantage is that you can diversify your portfolio by dividi
Chapter 11 Business Bankruptcy Basics
For those businesses that are struggling with debt but have the means to continue operation, Chapter 11 and Chapter 13 are the two most popular business bankruptcy options. With the opportunity to res
How to Track the Status of a Bill Submitted to Congress
In January 1995, the 104th Congress launched Thomas, in the spirit of Thomas Jefferson, a website run by the Library of Congress to make federal legislation open for public view. With Thomas, you can track the summary and status of bills and amendments. Thomas is updated daily.
Preparing for Bankruptcy and Evaluating Your Options Carefully
Bankruptcy and financial collapse have become pretty common themes today in our modern media. It is a stark reality for many small businesses and individuals. There's no worse kind of debt to have on your plate than a credit card debt. During more stable economic times, no one really worries ab
How to Incorporate Formative and Summative Strategies in the Classroom
Formative and summative strategies are used for classroom assessments to identify and meet the students' needs. Whereas summative assessments are graded and periodic, formative assessments are non-graded and regular. Both strategies involve in-class activities administered to students to gather feed
Rules on Inheritance for Bankruptcy
When you file for bankruptcy, you must turn your nonexempt assets over to your bankruptcy trustee. If you receive a lump-sum payment during the bankruptcy proceedings, such as an inheritance, you must inform your bankruptcy trustee. Depending on the circumstances, the trustee may include your inheri
What Happens After Filing for Bankruptcy in Florida?
Once you file initial papers declaring bankruptcy, your case is not over just yet, according to the United States Bankruptcy Court Middle District of Florida. A few key events happen not long after you initially declare insolvency.
Lifting the Financial Burden of Cancer
Cancer patients frequently endure treatments that dramatically impair their ability to financially support their families. Patients often incur significant medical debts, and they use credit cards to