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Personal Finance : Business & Finance
Are Your FICO and Credit Score the Same Thing?
Credit scores give lenders, property owners and employers a quick way to evaluate your financial health. Several companies offer credit scores, and each has its own scoring system. As a consequence, your credit score isn't one number, but a variety of numbers issued and used by different organizatio
Mutual Fund Advisor- Related Guidepost For Mutual Fund Cost Basis
Mutual funds are also known as managed funds and unit trusts. Whatever their name all of them follow the same pooling idea. The main benefits of this pooling of funds are that financiers can invest ...
What Is Figured Into Your Credit Scores?
Five different categories of information are taken into consideration when calculating your credit score, according to MyFICO. The bearing of each category on your score will depend on your specific circumstances. While a credit score is based only on information that is contained in your credit rep
How Long Do You Keep Receipts for Tax Purposes?
The length of time you should keep your receipts depends on the statute of limitations for the item which the receipt is supporting on your income tax return. Generally, the guidelines for which receipts should be kept and for how long, are fairly straightforward.
How to Remove Bad Credit From Credit Report
Removing bad credit information from your credit reports takes some creativity and maybe a little luck. By law, negative information on your report remains for a minimum of seven years--if the information is accurate. If the information is inaccurate, you can have it removed within about 30 days by
Mutual Funds And The First Time Investor
Over the past few years, the costs of basic necessaries have been always on the rise. It is important to increase your income in the same proportion. A great way to do this is to ...
Reasons for Low Credit Scores
Good credit qualifies you for a better mortgage rate, among other things.credit 3d sign image by onlinebewerbung.de from Fotolia.comThe use of credit affects many aspects of American life. Credit checks are often performed when you apply for a loan or credit card. Nowadays, your credit...
How to Make an Old Debt Disappear
Imagine this, out of the blue you get a call from a collection agency saying you owe money from a debt you don't even remember. Sound familiar? This happens to thousands of people every year. Sadly, many of these people are tricked into paying old debts that are not legally enforeable anymore ou
Real Estate Investments Made Simple:
Gold and Property estate are very traditional investment avenues. Gold has evolved from its traditional investing and found its place in the modern sophisticated investment world via Gold ETFs. Similarly land estate is also emerging ...
How to Make Some Extra Cash During a Recession (and Reduce Clutter at the Same Time!)
A quick way to earn extra money for bills or other necessities during a recession is to start by cleaning out your house. As your income diminishes, you will find that items you once thought of as essentials become luxury items you can live without. When you are downsizing homes because of economic
We Are Never Going Back
It has always fascinated me to hear the mainstream's interpretation of the gold standard. The great majority - including many who are part and parcel to the financial elite - elicit a knee-jerk response to ...
How to Establish an Offshore Account
Due to Hollywood movies, many people correlate offshore accounts with illegal activities. While offshore accounts certainly offer some advantages to the less scrupulous, many honest people choose to hold the bulk of their money in an offshore account. Offshore accounts offer such benefits as interna
Can the State Access Money in a Joint Account?
Joint bank accounts allow both owners of the account to access funds. It also means debt collectors can access those funds if either account holder defaults on a debt. In some cases, state agencies may also access joint accounts to determine eligibility for public assistance programs.
Salary for a Varicose-Vein Physician
Varicose veins are enlarged, twisting or bulging veins that are caused by leaking or damaged valves in the veins. Women may develop varicose veins during pregnancy due to exceptional pressure on the veins in the back of the calves, on the inner thighs and around the buttocks. Tiny spider veins are s
How to get State of Texas Disabled Veterans Benefits
If you are a Veteran you are entitled to some state benefits in addition to Government benefits in the LONE STAR STATE OF TEXAS.
How to Increase Your Ability to Earn.
There is no question that there is a correlation between wealth and income. The more money you make, the easier it may be to save. Hence, it is imperative to improve on your ability to ...
Can a Beneficiary of an Estate Petition the Court to Have the Executor Removed?
An executor is the person tasked with ensuring a decedent's property is properly distributed after death. A beneficiary is a person who stands to inherit some of the estate property. In general, a beneficiary can petition the court to remove an executor. State laws about removing an exec
What to Do When a Debit Card Is Charged Twice
One problem that can happen with debit or credit cards is a double transaction. This happens when a merchant accidentally runs your card twice for the same transaction, which causes your account to be charged twice unnecessarily. This type of problem is usually resolved fairly easily, although you c
A Guide to Employment
Searching for new employment is a time-consuming and sometimes stressful process. You should plan out your entire employment search from beginning to end. Complete each step in a thorough and logical manner. If you take your time to prepare yourself and create a written guide for yourself to follow,