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5 Bad Choices That Could Damage Your Retirement Goals

The start: As I grow older, the number of people I meet who are near, or close to retirement continues to grow. Certainly they're all mentally prepared for leisurely rounds of golf, time spent watching ...

4 Tips for Early Retirement

Increasing work pressure and daily life tension is forcing people to take an early retirement. Some people consider this, because they had never found time for their family and friends. So simply to spend rest ...

How to Calculate Real GDP Per Capita

Commonly used as a measure of economic health, gross domestic product (GDP) is an economic term that is used to provide a monetary value to all the finished goods and services produced in a country over a certain period of time. It includes all private and government consumption, government spending

How to Register a Visa Card

Visa is a popular brand name associated with many debit, credit and prepaid cards. Millions of retailers worldwide accept it and most Visa credit cards come with standard services such as an car-rental collision damage waivers, emergency card replacement and zero-liability protection. If you have a

States That Do Not Tax Military Retirement Pay

Creatas/Creatas/Getty ImagesOne of the advantages of a career in the military is that you can begin collecting retirement pay immediately after you retire despite your age. As stated on Military.com, you could begin receiving retirement pay as early as 37-years old. Also, as the cost of...

Ratio of Gross Salary to Rent

Unless you are wealthy or have a very high-paying job, making a budget to track your income and spending is an essential part of financial planning. The first step is tracking your earnings, which is just a matter of adding up all of your sources of income. The second step is listing everything that

Can I Buy a Farm With My Self-Directed IRA?

You can use your Individual Retirement Account (IRA) to purchase a farm, but look before you leap: Internal Revenue Service prohibitions against self-dealing, i.e., benefiting twice from IRA assets, force you to keep an arm's length from your investment. Before you begin, be sure to choose a reputab

Can a Trade Be Taken Off My Credit Report?

Trades are debts you accrue over time, such as a credit card account or mortgage loan, that appear on your credit report and impact your credit score. Trades will be inserted within a trade line that contains additional information about the account such as the name and address of the creditor. If y

How to Get Home Mortgage Grants

Home mortgage grants offer financial assistance to people who are facing financial hardship and need help making their monthly mortgage payment. The government is willing to help people who are having trouble making payments rather than allowing the home go into foreclosure, which ultimately hurts t

Canadian Disability Grants

Grants for people with disabilitiesman in wheelchair image by jimcox40 from Fotolia.comLiving with a disability presents many challenges to a person and, unfortunately, some of the biggest challenges can be financial. In addition to the cost of the specialized equipment and services many...

How to Withdraw an IRA From a Failed Bank

When an FDIC member bank fails, there are one of three things that happens: 1) the bank is closed and the assets distributed to depositors; 2) the FDIC runs the institution or; 3) the FDIC finds a buyer for the bank. It is the FDIC guarantee that secures your money up to the FDIC insured limits whic

Help for Low-Income Families in Mississippi

Low-income families in Mississippi can receive public assistance through a variety of programs offered by the state government. The programs are federally funded and operated through the Mississippi Department of Human Services (DHS). Applications for each program can be made in person at your local

What Are the Benefits of Commission-Based Forex Brokers?

There are several ways Forex brokers earn their money. These include commissions, spreads, dealing and theft. Of these, only commission-based brokers are certain to be indifferent to your trading results, as they get paid whether your trades win or lose. The other three ways are all subject to possi

Steps to Gain Financial Freedom

Many people want to achieve financial freedom to be able to live a happy and self-fulfilled life. But most people aiming to achieve it may have deeply struggled and are left far behind in the ...

Skills Needed by a Database Administrator

A database administrator uses his technical skills to ensure that the database systems that software and employees rely on to function are properly designed and maintained. Database administrators typically work with all levels of an organization to ensure that employees are able to access and prod

Debit Rewards Programs

Compare fees when opening a checking account at a bank.bank image by Pefkos from Fotolia.comDebit cards are a convenient way to access the funds in a checking account. Consumers can use them at ATMs to withdraw cash. You can also use them to make purchases at retail stores, pay for gas at...

Median Salary of Optometrists

Whether it's due to aging, heredity, illness, injury or disease, the pair of eyes you're born with doesn't often make it all the way into adulthood without a little bit of assistance. The medical professional patients see for help with their eyes is an optometrist, who measures sight abilities and t

How to Qualify for Tier 2 Unemployment

Tier 2 unemployment is a part of the Emergency Unemployment Compensation program. This program offers federally funded unemployment extensions distribute through the state labor offices. Unemployment extensions are only available during times of increased unemployment. As of May 2011, there are four