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Personal Finance : Business & Finance

At What Age Can an Individual Begin Collecting Social Security Insurance?

When created in 1936, Social Security Insurance provided benefits to retirees no earlier than age 65. There were no benefit categories for spouses, children, survivors or disabled workers. As eligibility categories expanded, new rules defined the ages at which recipients could start to collect the v

How to Check and Clear a 1994 VTEC Solenoid

The 1994 VTEC engine was used in a number of Honda vehicles, including the Civic, the Prelude and the Del Sol. Known for its reliability and power, the 1994 VTEC is still prized among car enthusiasts. Although these engines generally wear well over time, one common failure point is the solenoid. If

How to Transfer Money to Romania

Electronic money transfer companies have made it simple to send money from one place to another. If you're looking to transfer funds to Romania, you can use any of these companies to achieve this objective. Fee for money transfer varies from company to company. The funds will be available for pickup

Safeguarding Your Home With Mortgage Protection Insurance

So you're getting ready to purchase your very first home. You've scoped out the neighborhood, researched the schools, and made an offer on the perfect house for yourself and your family. The paperwork has been ...

Gift Giving Need Not Be Expensive

One need not spend a lot for gifts during any gift giving occasion. People can cut back on gifts that could cost them an arm and a leg by simply reminding themselves of the old ...

How do I Create a Personal Budget Planner?

If you take a close look at how your dollars disappear each month, you may discover you spend money for things your want rather than focusing your spending on things you need. Designing a flexible spending plan can help you stay on track to achieve your financial goals.

How to Save Money When You Live Paycheck to Paycheck

Putting money aside is a challenge if you are just getting by. If you are out of funds by the time the payday arrives, the last thing on your mind is putting money away for the future. But no matter how tight your budget or how little you bring home, you have opportunities to save money and start in

Legal Issues of a Living Trust

Living trusts, also known as revocable or inter vivos trusts, are trusts created during the creator's lifetime that can be changed or modified as the creator desires. These trusts are commonly used in estate planning situations where people want to avoid various probate issues. Living trusts are gov

Could I Get Unemployment in Illinois if I Was Fired for Attendance?

In Illinois, as in all other states, you must meet certain requirements to receive unemployment benefits. You must have earned a certain minimum income while employed, and the job loss must be due to no fault of your own. You must also be ready and able to work while receiving benefits.

Finance Interviews 101

Finance Interviews 101 aims to offer aspiring students and young professionals the ultimate finance interview preparation question to land a job. Our simple idea is to have resources available so that you will be confident ...

Insurance Agent in Denham Springs

Whenever one is planning to buy an insurance then one will be having lot of question in mind, whether what one is doing is correct or which type of policy will best fit me, or ...

Can I Contribute to a Roth If I Have a Pension?

Collecting a pension or Social Security benefits does not disqualify you from contributing to a Roth IRA. You might need some help from your spouse, but as long as you fall within IRS income guidelines for Roth participation, you can open or add to a Roth account at any age.

Tips to Creating Top Newsletter Content

Newsletters have become a valuable marketing tool for companies around the world. This is an opportunity to provide valuable information and advice to customers on a regular basis, which increasing your brand visibility and in ...

How to Enforce Returned Goods Consumer Rights

There are several reasons why you may need to return goods you have purchased. You may have selected the wrong item, or it's the wrong size, or perhaps the item is defective. Whatever the reason, you have a right to return the product. The only requirement in most states is that, unless the item is

How to Deposit Money Orders

When you sell a product, your buyer may want to pay with a money order. If you have a bank account, you can deposit money orders just as you would a check. You do need to have a bank account in place, and you must carefully record the amount of each money order on your deposit slip to ensure you get

Tax Cuts Benefits

When you do not have to pay the required amount of taxes for any type of reason outlined by the IRS, this is considered a tax cut --- money is deducted from the total amount you would otherwise owe. These acceptable IRS deductions are called tax credits, and they are available for low-wage workers,